Page 1 Advertisements Column 7

Thames Star, Volume VII, Issue 2557, 17 March 1877, Page 1

I *" Insurance 1 .t i i i. . 11 ■ i ■ ■ ' ' ' — *•»»»■ .. I " I ■ I \TBW ZEALAND ' / GOVEfINAIENT LIFE INSURANCE. - •*- •- -I—The Government Lift .Insurance Department issues oil desirable forms of Policies/ The Paytnent of tverjf Policy is guaranteed by the Colony. Parti* cipation in Profit* ie authorised by the Lrgis laturo to bo given to Policy-holders." 2-Premium rates are lower than those of Private Companies. 3—No Policy or Medical Feet charged. „ . - -- 4- All Policies :sire able after one full annual payment to the full extent of their value, under » special regulation providing, for the continuance in force of every Policy; for tho original 1 amottnt* until.the surrender-value "of the Policy »"exhausted in payment; of premium!. : >6^-Absolute Security from Loss • after having p*id thr^e.fuU an* -naiil premiums, are guaranteed a cash sur* • 'i*er)deTvv«lue of not less than 40 per. cent, of the paid-up premiums; and if for any reason tHfr premiums are not paid when due, a paidup Policy will be issued, generally equal in amount, to the premiums paid, and often jMucLJUuexcess. 6—Thirty days of grace »w allowed on all Renewal Premiums. 7—Liberal conditions as to travel. ling and residence. . B—Policies protected from Bankruptcy. — An' Insurance Policy effected by the Insured, bsnafi.de on his own life, is pro* tectod from bnnkruptcy or insolvency laws to a. certoia amount, which increases with its duration. Thus, after it has endured for two years, it is protected to the extent of £200 j after five years, to £500; after seven yean, to £1000; afror ten years, to £2000. This protection applies only in favour of the personal representative of the Insured. 9—Married women may effect Policies, dispose of the money by will, as if single; and their Policies' are protected from the debts of Iheir busb irds, according to duration, to amounts similar to those stated above. 10—Settlement Policies.—Police effected f«.r. the benefit of the wifo and children of the'lnsured are" absolutely protected lronuthe ciaims of creditors to tho extent of £2000, provided that the premiums are payable during life, or any period not less than scvoti years. If aprjorti >nment is not made at the, time, it can be subsequently made by will. 11—Probate, ftc, dispensed with —When a claim, under a Policy does not exceed £200, the Commissioner may dispense with the production" of Probate or Letters of Administration, thus saving great expense to tho representatives of the Insured. 12—Prompt payment of Claims and no discount charged. W. GiaaoßJss, Coromiseicmer, AGENT FOR THE THAMES :— JAMES lIOPCRAFT, KYEAIN3 STAB OFtflCfl Gbahamstowk. i . • i ■■ I . ; TTOtfGHERS 'or flovernment Payment V ' and Company Debts —Printed and doid a', the Rymsvx* Siab OActl BEST TAPIOCA, 8d •per'lb./'at McGOWA3TS *