CASH DOWN.

Temuka Leader, Issue 2014, 1 March 1890, Page 3

CASH DOWN.

Never, if you can help it, open an account at any shop. Woman is prone to do this, and often does not realise how her account has been growing until she has an inconveniently large bill to pay. It is very easy, and exceedingly pleasant, to select the dainty belongings you so much like and have them charged, but after you have used them you will find it difficult to realise they cost so much., Most women have had this experience. The bill comes in, you are not ready to meet it, and you think you will borrow the money from a friend. To do so, and pay it; but remember that nothing will so surely break friendship as the clink of money coming from lender to borrower. It would be much better to go the head of the firm to which you owe the account, tell him the state of the case, and announce how much you can pay on your account at that time and when the balance. Avoid borrowing money. It is true there are times when, because of long illness or some other cause, the borrowing of money becomes absolutely necessary, in which case bend all your energies to the prompt payment of the debt, denying yourself every luxury until it is accomplished. No matter how little you may be able to lay aside, at least acquire the habit of saving something, for the habit is the first step that counts in the care for a rainy day. It is hard to be compelled to feel that there is so much that one can not afford, hut try to fully realise its truth. Yiew the stern fact calmly and courageously, and it will lose half its terrors. Do not talk over your money affairs with your wealthier friend—you may not mean it, but it will seem to her a quiet request for help, and such a habit is demoralising, and you will soon drive your friends from you.—Brooklyn Eagle.