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Lyttelton Times, Volume VI, Issue 369, 17 May 1856, Page 7

To the Editor of the L>/ttdlon Times,

Sir.—Tour correspondent 'X. Y. Z. puzzles me. I cannot make out whether he is fanner, merchant, banker, or what lie is. He appears to have a smattering of each, and while our respected banker must feel jjriitefiil to find he has such a champion as 'X. Y. Z. to protect him and reply to the letter of ' It. E. M., meihinks the auctioneer he speaks of would find a hard nail to deal with on discounting days, were your correspondent in the place of our new hank Manager.

I conceive, Sir, that if your correspondent's arguments were to hold tfo<>d, we inijrht as well all sbut up together. The fanner has vested }(is all in lands, if agricultural produce fulls in vaiu<, he is to cultivate fewer acres, and if lie has speculated in horseflesh for the working that firm, and is disappointed, or unable to meet those expenses, he is to knuckle under. He is to put his shoulder to the wheel,and perhaps break his hack for ihe want,of a little carefully applied •' grease which mi»ht enable him to run easily over any liillc diOicultics that beset his road. Sir, I hold that if the fanner is to curtail hi.s operations, every other class may follow in the wake, hut I am inclined lo look on the brighter side, and i'r.cl confident that

although taken rather unexpectedly, with that, little assistance we can give each other, we shall surmouut all difficulties, and our farmers be looked upon with envy by ' X. Y. Z.,' while our banker will by acting with a cautious liberality, feel proud that by a little timely grease he has made the wheel which •' we have shouldered," spin on to prosperity to the farmers, the merchants, and last but not lenst give to the bank shareholders an increased dividend. In conclusion, I hope before ' X. Y. Z. again hecomes the champion of ths bank, he will have an opportunity of discovering the fanners do not only grow wheat; neither do I suppose ' R. E. M.' or his brother fanners, wish other than prosperity to the bank and its sequel,— Prosperity to Ourselves.

I remain, Sir, Your obedient servant, A.B. C.