Budgeting is voluntary

Te Ao Hou, March 1967, Page 14

Budgeting is voluntary This scheme was ushered in at Kaikohe in 1960 by Dr Paewai and his group who were deeply interested in the well-being of their fellow-citizens, trapped in the mesh of the ‘money-goround’. It serves all sections of the community who seek its help. Because of its value to the community it is encouraged by the Government but it is in no way, controlled or directed by it. It is a purely voluntary service, advertised only by those satisfied people who have benefited by following its expert advice to become debt-free happy citizens. Because of this, it has spread through-out the island on demand. Wherever it is working, it is operated by groups of local people who want to help. They know from experience how hard it can be to make income cover needs, and how greatly a budget plan can stretch or save the money. They help you only if you seek them out, and you can cease to use their services at any time. However, very few people, once they join up, drop out before they are clear of debt and able to run their affairs in a business-like manner. Many people seek the help and assistance of the Household Budgeting Advisory Service not because of debt, but because they wish to learn how to use their money more effectively for various reasons. Some have other problems, like health, education, discipline, the temptations of drink or gambling, and hire-purchase, which can all be involved in household budgeting or home management. The advisers or sponsors can either help in these matters or get the expert advice and assistance of people who can.