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TABLE OF CONTENTS Introduction— Pagi Purpose of White Paper .. .. .. .. .. .. .. 3 . Importance of Housing .. .. .. .. .. .. .. 3 Social Value of Home Ownership .. .. .. .. .. .. 3 Role of Government in Housing .. .. .. .. .. .. 3 Immediate and Future Aims .. .. .. .. .. .. 4 Housing Needs— Factors Increasing Demand .. .. .. .. .. .. 4 Factors Affecting Supply .. .. .. .. .. .. .. 5 Difficulty of Measuring Demand .. .. .. .. .. .. 6 Maximum Building Effort Needed .. .. .. .. .. .. 6 Encouraging Private Effort — Home Builders Know Own Needs Best .. .. .. .. .. 6 Government Encouragement— Finance and Material Supplies .. .. .. .. .. 6 Building Sections .. .. .. .. .. .. .. 7 Relaxing Controls .. .. .. .. .. .. .. .. 7 Joint Family Homes Act, 1950 .. .. .. .. .. 7 Tax Concessions .. .. .. .. .. .. .. 8 Better Use of Existing Houses .. .. .. .. .. 8 Assistance to Groups with Special Housing Problems— State Rental Houses .. .. .. .. .. .. .. 8 Transit Houses .. .. .. .. .. .. .. .. 9 Rural Housing .. .. .. .. .. .. .. .. 9 Maoris .. .. .. .. .. .. .. .. .. 10 Pensioners .. .. .. .. .. .. .. .. 11 Slum Dwellers .. .. .. .. .. .. .. .. 12 Returned Servicemen .. .. .. .. .. .. ... 12 Public Servants .. .. .. .. .. .. .. 14 Financial Assistance to Home Owners — State Advances Corporation — Loan Limits .. .. .. .. .. .. .. 14 Mortgage Insurance .. ... .. .. .. .. .. 15 Suspensory Loan .. .. .. ... .. .. .. 15 Response to Home Ownership Policy .. .. .. .. .. 16 Loans to Employers .. .. .. .. .. .. -• ..16 Loans to Local Bodies .. .. .. .. - • .. 16 Loans to Builders .. .. ~ .. .. . • • • 17 Sale of State Houses .. .. .. .. .. - - ■ • 17 Increasing Building Resources—Increasing Labour Force — Apprenticeship . . .. .. .. .. .. .. 18 Immigration.. .. .. .. .. .. .. .. ..18 Priority of Housing .. .. .. .. .. .. .. 18 Materials— Timber, Overtime Subsidy .. .. .. .. .. .. 19 Cement, Local Production and Imports .. .. .. .. .. 19 Import Restrictions off Building Supplies .. .. .. .. .. 20 Improving Transport .. .. .. .. • • • ■ .. 20 Prefabricated Houses .. .. .. .. • • •. 20 Statistical Appendices— Building Rate Since 1927 .. . . .. .. .. .. .. 21 How Existing Houses were Occupied, 1945 Census .. .. .. .. 22 How Existing Houses were Occupied, 1936 Census .. .. .. .. 22 Crowding of Maori Dwellings, 1945 Census .. .. .. .. .. 23 Ownership of Dwellings, 1945 Census .. .. .. .. ... ..24 Distribution of Labour Force in Building Industry .. .. .. .. 26 Demand for Labour in Building Industries .. .. .. .. .. .. 27 Production of Building-materials .. .. .. .. .. .. 28 Imports of Building-materials .. ... .. .. .. .. 28 Exports of Timber .. .. .. .. .. .. • • 28

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