The Wairarapa Daily FRIDAY, JANUARY 10, 1890. Fire Insurance Rates.

Wairarapa Daily Times, Volume XI, Issue 3406, 10 January 1890, Page 2

The Wairarapa Daily FRIDAY, JANUARY 10, 1890. Fire Insurance Rates.

It was stfctod a short time ago that tho introduction of a high pressure ■water supply at Palmerston North lml not boon followed by an appreciable reduction of firo insurance premiums. Wo liavs before us a list of tho reductions absolutely made, which - has been, pablished" in tho columns' of the Mauawatu Times. Taking hero and there an illustration from it, wo find that the rate charged formerly for the Clarendon Hotel was 75s and is now 02s Gd; the Foresters' Hall has been reduced from 90s to 70s; tho library from 71s to 42s 6d; Linton's offices from 65s to 42s Gd; the Manawatn Times from 60s to 47s 6d; the Club Hotel from 60s to 57s 6d; the Bank of Australasia from 80s to 255; and tho Now Zealand Clothing Factory from 70s to 50s. Now these reductions are not very large, but men who have been wont to pay from £SO to £IOO jin such premiums can appreciate the benefit of a water supply which saves them from £lO to £2O each annually. Slight though tho reductions may lie, a corresponding fall in rates in Masterton would bo ample to pay interest on a lugli wator service, and wo would again remind tho Borough Council that it is their duty to ascertain whether such a supply could not be introduced with piofit and advantage to tho community. Wo do not urge the Council to midortako the work unless it can seo its way to carry it out without increasing tho borough rates, but if it finds that it.can give a service without risk to the taxpayers pooled it is clearly its duty to supply it. Tho Palmerston people are discontented with tho concession given, and they have good reason for claiming further consideration. Public opinion is gaining there in favor of a Stato". insurance office, and if our private insurance companies do not conduct their business more carefully and more honestly than they do at present, the Stale will ultimately be compelled to interfere/ The work of insurance is not 0110 .that a Government puglit to take up, provided it is properly discharged by private enterprise, but we cannot altogether ignore the fact that at the present time private enterprise is robbing the public. There are some insurance companies carefully and honestly conducted, there aro others carelessly 'pn.d dishonestly administered, but as all combine together into one ring for mutual protection, the element of, recklessness aud dishonesty,pervades the whole and the public suffer, To give an illustration, a careless or djsjionest company for the sate of 'commission jwcepts " a risk which more than coVerd the insurable value of a property. Tliis is a common occurrence, and whatever insurance companies may ,say to the contrary, it is within onr knowledge that it ia so. We know it to bo true, and insurance ngejits, who have a much wider experience of such'matters, know it to be true also, What follows? Tho .over-insured people are burnt out, and premiums are put up to cover Hie reckless and dishonest trading $. % companies,' Were. „ ''-"lns independent of one 1 '• ->• the honest and another, so tUuu 1 * distin careful-Company-.could - guigh.ed : from the. dishonest- ana careless company, the public would have; 'ample. _• protection, and Stato interference' 1 would' b6 uncalled for, but ' with ' the/'combination ■ now oxisting the public'are at an obvious disadvantage. -The constitution of a now State department- of fire, insurant -would -be, a calamity, but the evil might' be less than the one which now afflicts unfortunate insurers,

■ A pair of staunch up atftiiilirig litiriioas iioraes are adverted for sale in another 'column. • : : :

Tho ordinary monthly meeting of tho Mastiirton Road Board takes place to-morrow. ' :

Very heavy riiins'hayo ' -Im in tile Forty Mile bush duiinu last few days, causing.tho'suapewion of tlie Ekotaliuna road, contracts,.

A lina of/at cowois added to ilr.F H Wood's Taratalu stock sale catalogue,

Tlio annual nieetinp in connection with the MasfertiiirPark Trust takes place this afternoon at 4 o'clock and the Oometery Trust at 4.80. . .. The weekly meeting of tho "Hopeof Ekolahiinn" 1.0. G.T. was held yestorday. The attendance was small. ■ The usual routine busiuess ; was carried through in a satisfactory matitur.. The R.M.3, Koikonra arrived at Plymouth on January 7th, all well.. Her cargo of frozen mutton is in good . condition.: -The , R.M'S. Rimutaka • left Hobart yesterday:at 4 a.m. for New Zealand. Sho brings 40 paoaongore for Australia and 100 for New /jealand.

About 30 acres of standing flax belonging to Messrs Tiwham and McKenr.io, Kahautara, were destroyed by fire on Tuesday last, It is supposed to have caught alight from the remains of a firo lighted by one of tho flaxcutters,. The flax hod been left for the use of tho mill in tho winter and tho loss is-estl-mated at close upon a thousand pounds. Mr Henry Irving and Miss Ellen Terry propose making a professional tour of tho colonies. . Mrs PotterBrown, an American lady, who has recently adopted the stago as a professional, sails for Australia shortly. She has secured the rights to Sara Bernhardt's well-known tragedies LaTosca and Fedora.-

A special meeting of the Bank of New. Zealand was held at noon yesterday, at Auckland, to consider the proposed removal of the head office to London. The Chairman'moved that,the head offico and general'management of. the bank be removed to London, and that tlio Directors take such steps as tlioy may think lit to romovo . the same, accordingly. - Major Geoi'fco seconded the resolution: In reply to Mr Reader Wood, Mr Button, solicitor to tlio Bank, explained the..presont meeting Was necessary to affirm the proposition that it is desirable to remove the head office to London. The resolution would bo placed before a subsequent meeting substituting " London" instead of" Auckland" in the-deed of settlement, and giving power .to the London Board to appoint a Colonial Board of Directors if they saw fit, tho latter to act in accordance with instructions framod in London, The motion was carried unanimously. In spite of bad weather the 'burlesque opera of Gorolle GBrofla drew a bis! house at tlio Theatre Royal laßt'e'voning. Tho programme presented was oven of a more popular, character than that rf the previous ovening, though, no doubt, ninny lovers of good music and quiet comedy would give a preference to the Bohemian girl. Goroflo Gerofla is all fun and frolic, lively musio and absurd situations. Tlio local piano marred the. inusio somowhat, but it could not spoil tho singing which was spirited throughout. Miss Floronco Seymour in . her double impersonation . created any amount of enthusiasm, and was tho object of a shower of boquets, Miss Ethol Muckay nvis a oharining Don Pedro, and Mr Wni, Walslio as Marasquiu fully sustained the artistic reputation he 'made on itho opening night, Tho prinoipal comedian in tho opera, Mr Tom Pollard, infused -into the oharacter of Bolero any amount of fun, and Miss Ada Moxon as Aurora the mother-in-law, also achieved a genuine triumph. Mr Frod England, in his cast hi •' tho Bohemian Gjrl," displayed an infinity of humor, but last evonuig as Mourzouk ha thought looked immense, tho part, did not give him a fair chanco to display. his special bent. The Clocks dc Conmlle is announced for this ovoiiing, and wet or lino tins clever little Company is cortaiu to draw an audience. It is several years since We have liati in Mastorton an entertainment at all equal to the SoymouiWalshe combination. .

Tho electric light has found a.curious ! uso in Russia —orthodox Kussia, of all countries—viz., for illumiuutin? saintly images in cathedralß, Thus a m<i?nilice'ut figuro ol the Madonna, just placed in tlio Alexander Nowsky Monastery, loaded with precious melals and gems of iuiraeuse valuo, stands glitteringly in focus of an electric beam, which is also the case with the "Kasau " Modonna iu St -Petersburg. From near and afar thousands mako pilgrimages to tlieso shtiui's, Apropos of using the light for ecclesiastical purpusos, it has been decided to light tlioanciout monastery at St Ursula at Olmiitz with it—the first instanco on record of its beiug used m. a monastery. Two draught horses tho property of Mrs D, Clarke, Green Hill, Kynotou, says a southern contemprary, are in such, a disabled condition tiiat it is believed that it will be neoessnry to kill them.. Ono in a draucht stallion and the other a b.l. draught gelding. A few nights ago tho stallion broke into the paddock where the gelding mis miming and forthwith a pitched battle ensued with 11103 c sorious consequences in the case of eaoli animal. Next morning tho horacs wero discovered in a most peculiar position, The gelding was standing with ono of tho iron hoofs of tlio entire embedded in its abdomen. The stallion was standing 011 three legs, but was unable to move, owing to one of his shoulders having been dislocated.

Some »ood stories have lteoii told as to the tactics which Mr Gladstone when Prime minister adopted ill order tint lie might loso the gentlomon delegated from Scotland Yard to be his guardians. Tho Liberal Chief noyer liked the notion of being shadowed, oven with the very best, of intentions, and tho precaution's nf Scotland Yard rather cut aramst tho grain with him. So lie did not hcaitato on ogcasian to pet rid of liis brace of "antjelß hovering round," and hero is a pcrtcctly fresh item as to how he did it when resident in Downing street. He would w&lk into No. 10, and lung his M upon a prominent peg in the lobby ; the detectives would watch the hat, and nioahwhilo tho old tactician would liavo donned another head gear, slipped out at the back; entrance, and got dear away. This triok served its purpose ofotner than one might imagine, but in the end one deteetivo went to the front and the back of No, 10, Downing stroot and Mr Gladstone was driven to contrivo some freah atratoev.

•' liecont surveys have shown, that the supply of coal in Poraia is practically unlimited, and that it can bo produced and sold ,at the pit's mouth for 5s a ton. At present coal mines aro worked at Hir, about fifty miles from the capital and iron is belioved to exist in largo quantities in the immediate neighbourhood of the coal fields, A.t present iron is worked, near Teheran, where the'ore contains 70 per cent of tuetal, Copper and load cloposits also. occur in'tho ErbUrz mountains, and are boing do-j . Veloped, while borax, asbestos, niaiiganese, and mercury ores, and wells bf naphtha and petroleum, also form important additions to' the mineral re sources of the country. Th ut Turk iah Ambassador has protested against tho performance in a Paris theatre of a tragedy in which Mahomet is tho principal character, ' Good news from Wellington, and quite .truej youcan got a splendid harmonium from L 5, piano or organ from Lls, organ with.divided ,octave couplars 'all in Boljd black/Wftlnut tap fjjm Ll7. This beats'all ihe'cheajiest.liowes in town. Pianos tuned for 7s, or by the year foi|r visits LI, travelling expenses All Kind? of npical instruments uu-.- .R'ndi'epairfdrnew reeds tuned, cleans,,. - -wHnas, liarput iu accordeans, Com.J.. .;.... mqniums, arid 'organs;. 5 also liberal ex- ■ changes made.: Any instrument maybe purchased on the time payment 1 system from 2s 6d per week. Call, and exchange your old piano for a now one at P.J finny's Musical Instrument Depot, Mannera-street, / /Wellington. : (Sole agent 1 ' 0? the .'celebrated, Worcester organs,)-adyt .

.. Messrs Lowc-a &doriis' 'sell-lit their rooms to-iuofrow, tho effects of David Laird, deceased, ■ ■ '■ Messrs Lowes is lorns offer at their rooms at 2:o'i.lock..tn-iiiorro\vj by. urder of tho Sheriff, two allotments in Drbyertown, aftor which they hold their weekly sale of furniture, produce, <Sc. i ,A meeting of ladies was hold yesterday afternoon in the Odd Fellows Hall, to make arrangements for t-ho" comfort and welfare of the Children oh Jubiloo Day, Several minor .matters and suggestions were f dealt' with, and the' meeting adjourned till 1 Monday afternoon hoxt at 8.30,

Mrs SiiEje announces a olearing sale to last for a woek during which bargains in silks, Berlin wools, and fancy.goods will be offered. Some alterations in the premises consequent upon the expiration of the lease. lihto decided Mis to tako tins opportunity of making tlieao preparations for the arriyal and display of new stock'.

The Mastorton Hospital Trustcesmay be congratulated upm having weathered another year .without having recourse to a rate, _ The report of the annual meeting which appears in another column shows that they keep their expenditure well within their income a virtue which Bow-a diij'3 is rarely displayed by the managers of local bodies and at the'samo the institution lias boen efficiently maintained and equipped with all essential appliances and conveniences. While at Oxford the other day we (Hospital) heard an extraordinary ntory of the effect of cocaine used as an injection. A professor had tlio cocaine, injected in his jaw, and. iwiiiedMtely becanio unconscious; artificial respiration was resorted to, and after sis hours consciousness returned. '.The Professor says that though apparently lifeless he heard all that '.was going on around him.; this is one more lesson to doctors'and nurses to be very 'careful, what, they say in tho presence of. ono they- believe unconscious,: The' poor'-Professor, ovor since he recovered, lifts boon haunted by the remembrance of a case of drowning, where ho tried artificial respiration for two hours, and . thon gave in; had his doctors given in at the end of two hours where'would the poor Professor be now? Tho Lutheran Church, Mauricovillo, was filled to overflowing on Wednesday last to witness the ceremonies in con-, oection with tho marrwgo of Mr William Jesseii, a prominent man in that district, and one who takes an active public part in-local.affairs, to Miss Christina Johansen, tho daughter of an old settlor there, Tho impressive services were conducted by tho JRevd Jladß Chiistensen, in the presence of quite two hundred porsonß of both soxes. Tho fair young blushing bride was dressed in white satin, and crowned with a wreath of orange biossoins, and the bridal veil. The bridesmaids woro tho two sisters.of the brido, and two .Miss Nedsen's, After leaving the church tho party proceeded to the residence of the father of the bridegroom, whero about Eovon'y or eighty guests sat down to a sple;idid collation, tho tables boms; liidou with rich viands and wines in profusion. After the good tilings, had beon disposed of, and the health' aud happiness yf I lie newly married couple drunk in bumpers, indoor. amusements, wero indulged in;' (tho hoavy showers-preventing outdoor pastimes) and at a comparatively early hour dancing was commenced, aud kept up till tho morning, everyone thorous/hly enjoying themselves,. The. numeious and valuable prownts to tho bride mid bridegroom wero. displayed ,011 a side table, and were greatly admired. As showing tho popularity of the principals engaged in the day's proceedings, the village bells were rung,iand bunting was liberally displayed at all the prinoipal buildings; Thero is "weeping and wailing and gnashing of teeth" amongst the matrons of Wellington who were foolish otiough to oxhibit their infant prodigies to tlio public gaze. Tho ' management has retired without distributing tlio prize money for tlio best specimens of infant humanity, and failed toloavoanaddress. Tho promoter of the show, Mr H. 11. Donnelly, a nice young limn from Christchurch, left by the Arawa for tlio gentle slope on tho other sido of tho pacific, and left one hundred and seven mothers howling outsido tho City Buffet Hotel, where he had been stopping.' Why didn't ho,take tho babies as well as the coin ? Mr Donollyla sudden departure remarks tho Times, will be deeply "regretted, by nearly all who knew him." Take him for all in all they do not want to seo hiui again, Ho was a man of whom all nature might have said " make liiui pay. cash.'.' The completeness with whichhe duped a largo nunibor of women Ins its pathetic side, but tho English language is inadequate for the expression of the' feoling these women havo toward him, Wo understand, too, that ho did not pay his doorkoopei'B and officials. The guiding principal of his business would eecm to liavo been not to pay. It is said that ho leaves a few people to mourn his loss in Christchurch, also, ono newspaper there having an entry of some £3O or £4O his name on the other sido ofliif book, And tlio mothers of tho babies ? Surely it, needs no-word painting t» describe their feelings. Tho human imagination is lively and facts are easily mastered,

Tho London correspondent- of tlio "Birmingham Post" relates tho followiiig atory concerniug tbelatoMrE, L, BianelwrdScmo eight years ago lie was at tho Auinflel Club when .nu old friend obsoryed to lmn, "Blanchard, I am seventy to-day, and I am now able to toll you, us a firm admirer of David Uarrick, a story associated with n.y birthday. When I was a littlo lad six or 6cvim years old, L was- playing with my hoop oti Adclphi terraco, where you now live, when I ran against a very old lady wh» was tottering along on a stick. I was begging her pardon, when slm Raid:' Little boy, did you over hoar of David Oarrick I replied in tho negativo, and she went on;' Ho was England's greatest actor, and ray busband, and tho friend of Dr Johnson and tho. illustrious Mr Burke. l'ou will hear of liiin in the future, and if, when you roaoli seventy instead of seven, you meet anyono wlw remembers him with rospect. givo to him from me. as 1 now give to you, tho blessing of tho wife of David Garriok." And," continued tho friend, "that day having now come, 1 pass, Blaiuhard, tho baud-shaking, and blessing to you," Tho observatory at Petal is tho oldest in tho world,, baring beon founded in 1279 by liubla Khan, tho liret Emperor ot tho Mogul dynasty, There are still in it three of tho first iustruiiients of observation., Thceo wero used fur the observation of Ha'loy s comot in 1738 find may also be used when, twonty-two years henoe, this comet again appeal's. The oldest observatory in Europo is that founded by Kiug Frederick lllof Denmark, on tho island of Hvenn, iu tho Sound, and wliero the famous astronomer Tycho Brahc carried out bis celebrated observations- among others, that of the "bright "star in Cassiopeia. The Paris Observatory was.established in 1671, and that -of Greenwich three pars later.' Thubb are two things to which we wish to invito the special attention of the ladies of Wellington aud suburbs; the Urstrelates totkodisposal.of the balanco of oat unappropriated Christians gifts', and the second tpaselcpt 'assortmentof superior under(Miing,' just received' by the steamer Aoianm, at the Wholesale Family Ilrauery Warehouse, Te irn House Wellington, The balance of our Christmas gifts \ye have determined to clear out at and less than half price, thus affording a grand Opportunity qf securing useful and attrac- 1 tive articles at extraordinary low. rates, i Enumerations of these various ami desirable , lots will bo.fouml on tlio firrt aud third pages of this pape)r, and should lead to ! much business being done at the Wholesale ' Family Drapery Warehouse, To Aro House ] Wellington," - Most, bnt net all, of the balanco of these' Christmas gifts is comprised'in tbis enumeration,. Some'few lots want, of space ' cojnpollcd us to on?it, but these can' be ' "Mi with the others at any time dnring j i ington.' . . ] !" SfßCUiiattentionis also:invited to . aB oxtra shipment-lly. the Aorangi; of some i first-class " hand-made " ai)d " Hibwnia " underclothing; 'Portions of ; this shipment , arc now on viow. in one. of tjio largo windows' To AfO House, Wsllington. —JifiVT, ■] ;■ : '