Page 4 Advertisements Column 3

Thames Star, Volume VII, Issue 2643, 28 June 1877, Page 4

Insurance i - ■ jyrEW ZEALAND GOVEENMENT LIFE INSURANCE. I—The Government Lift /Insurance Department issues all -desirable forms of Policies. The Payment of evcrjf Policy is guaranteed hy the Colony. Participation in Profits is authorised by the Legis lature to be given to Policy-holders. 2- Premium rates ara lower th«n those of Private Companies. 3—No Policy or Medical Pees charged. 4—All Policies are non-forfeit-able after one full annual payment to the full extent of their value, under a special regulation providing for the continuance in force of every Policy for tho original amount, until the surrender-value of the Policy is exhausted in payment of premiums. s^-Absolute Security from Low —Insurers, after having paid three full annual premiums, are guaranteed a cash surrender value of not less than 40 per cent, of the paid-up premiums; and if for any reason the premiums are not paid -when due, a paidup Policy will be issued, generally equal in amount to the premiums paid, and often much in excess. 6—Thirty days of grace »«»allowed , on all Renewal Premiums. 7—Liberal conditions «• to tr»Y*l : | ling and residence. B—Policies protected from Bank-ruptcy-—An Insurance Policy effected by the Insured, henafide on his own life, is protected from bankruptcy or insolvency laws to , a certain amount, which increases with its duration. Thus, after it has endured for two years, it is protected to the extent of £200; after five years, to £500; after seven years, to £1000; after ten years, to £2000. This protection applies only in favour of the personal representative of the Insured. 9—Married women may effect Poli cies, dispose of the money by will, as if single } and their Policies are protected from the' debts, of their husbands, according to duration, to amounts similar to those stated above. 10—Settlement Policies. —Policies effected for the benefit of the wife and children of the Insured are absolutely protected from the claims of creditors to the extent of £2000, provided that the premiums are.payable during life, or any period not less than seven years. If apportionment is not made at the time, it can be subsequently made by will; 11—Probate, i&e., dispensed with —When a claim under a Policy does no* exceed £200, the Commissioner may dispense • with the production of Probate or Letters of ; Administration, thus saving great expense to the representatives of the Insured. 12—Prompt gayment of Claims and no discount charged. W. GISBOBNJ, Commissioner. AGENT FOB THE THAMES s— JAMES HOPCRAFT, EVENING* 8 TAB OFFICE Gbahamstoww. " THE STAMP ACT, 1875." NOTICE, SECTION 121 (1) of "The Stamp Act, 1875," provides that every person takirjg possession of, or receiving or paying any moneys belonging to, or accruing from, the property (realty as well as personalty) of any person dying on and after Ist January next, without having first filed the required statement and paid the duties assessed thereon, shall forfeit a sum not exceeding £500. Whether probate or letters of administration are granted by any Court or not, a statement of all property must be filed and duties paid before the property or any part thereof of any deceased person is in any manner dealt with. On payment of the proper duties, the probate or letters received from the Court, or the statement of property in other cases, will be stamped and delivered to the perßon entitled thereto. . \ Forms of this statement (L) may be obtatained at any Stamp Office, at the offices oi Registrars and Clerks of the Supreme and' District Courts, and from the Postmaster Depositaries throughout the colony, from whom nlso may be obtained further information. R. C. Hammebtok, For the Commissioner of Stamps Head Office, Stamp Department, Wellington, 27th December, 1875. 1748

TjOeEINGHAM TEAPOTS, at it McGOWAN'S. i