Page 4 Advertisements Column 3

Thames Star, Volume VII, Issue 2637, 21 June 1877, Page 4

Insurance %-KW ZKALAND A ■- . GOYEBNMEJS TT LIFE INSURANCE. I—The Government Lift /Insurance Department i**^ all desirable forms of Policies. The Payment of every Policy f* guaranteed ly the: Colony. Participation in ProHta is authorised by the Legis lature to be given to Policy;holder». ■ 2- Premium rates are lower thin those of Private Companies. 3— No Policy or Medical Feer charged. 4—All Policies are non-forfeit-able after one full annual payment to the full extent oi their value, under » special regulation providing for the continuance m force of every Policy for the original amount, until the surrender-value of the Policy » exhausted in payment of,premiums. '■ 5-Abjsolute Security from Loss --insurers, after having paid three full annual, premiums, are guaranteed .a cash surrender value of not less than 40 per icent. ol the paid-up premiums ; and if for any reason the premiumi are not paid when due, a^aidiup Policy V«i be- isSuecl, generally equal' "> amount to the premiums paid, and often much in .excess.' : 6—Thirty days of grace «c allowed on all Renewal Premiums. / 7-Liberal conditions as to trayelling and residence. . B^Policiesprotectedfromßanktuptcy.—An Iwßnrance Policy effected by the insured, land fide on hi* own life; is protected from' bdnkruptcy 6i : -insolvency laws to » certaia, amount," which increases with its duration. Thus, after it has endured for two years, it is protected to the extent of £200:; after five years, to £500; after seven years, to £1000; after ten years, to £2000. This protedion applies only in favour of the personal representative of the Insured. 9—Married women may effect Poli ciea, dispose of the money by will, as if single j and their Policies are protected from the debts' of their husbands, according to duration, to amounts similar to those stated above. 10—Settlement Policies—Policies effected for the benefit of the wife and children of the Insured are absolutely pro- 1 tected from the clajms of creditors to the extent of £2000, provided tha£ the premiums are payable during life, or any period not less than seven years. If apportionment is not made at the time, it can be subsequently made by will. 1 11—Probate, &c, dispensed with —When a claim under a Policy does not exceed £200, the Commissioner may dispense with the production of Probate or Letters of Administration, thus saving great expense to the representatives of the Insured. 12—Prompt payment of Claims and no discount charged. W. GISBOBHB, Commissioner. AGENT FOR THB THAMES:— JAMES HOPCRAFT, / EVENING* STAR OFFICE Gbahamstowk. «• THE STAMP ACT, 1875." NOTICE, SECTION 121 (1) of "Tbe Stamp Act, 1875," provides that every person taking possession of, or receiving or paying any moneys beloDging to, or accruing from, the property (realty as well as personalty) of any person dying oh and after Ist January next, without having first .filed.the required statement and paid the duties assessed thereon, shall forfeit a sum not exceeding £500. Whether probate or letter* of administration are grattedby any Court or not, a statement of all property must be filed and duties paid before the property or.any park thereof of any deceased person is in any manner dealt w,ith. On payment of the proper duties, the probate or letters received from the Court, .or the statement of property in other cases, will be stamped and delivered to the person entitled thereto. ; ' - Forms of this statement (L) may be obtatained at any Stamp Office, at the offices of i Registrars and_ Clerks of the Supreme and District Courts, and from tbe Postmaster Depositaries throughout the colony, from whom i also may be obtained further information. R. C. Hamjcebtok, : ; , For the Commissioner of Stamps Head Office, Stamp Department, Wellington, 27th December, 1876. . ■ .. ;•-. .• ••.■■.. ■■ ■:■■■■:, I^4B MciiOW AN ' S for CHEAP CEOC'KERY.