Page 4 Advertisements Column 3

Thames Star, Volume VII, Issue 2636, 20 June 1877, Page 4

Insurance y E W ZEALAND GOVERNMENT LIFE XNSUBANCE. I—The Government Lift tfnsiirance Department issues all desirable forms of Policies. The Payment of evcrf Policy is guaranteed ly the Colony. Participation in Proftis is authorised by the Legis lature to be given to Policy-holders. 2-Premium rates ara lower than thoße of Private Companies. 3—No Policy or Medical Fee* charged. 4-All Policies are non-forfeit-able after one full annual payment to the full extent of their value, under ft special regulation providing for the continuance in force of every Policy for tho original amount, until the surrender-value of the Policy is exhausted in payment of premiums. s—Absolute Security from Loss —Insurers, after having paid three full annual premiums, are guaranteed a cash surrender value of not lees than 40 per cent, of the paid-up premiums ; and if for any reason the premiums are not paid when due, a paidup Policy will be issued, generally equal in amount to the premiums paid, and often much in excess. 6—Thirty days of grace are allowed on all Renewal Premiums. 7-Liberal conditions as to trawlling and residence. B—Policies protected from Bankruptcy. —An Insurance Policy effected by the Insured, Imafide on his own life, is protected from bankruptcy or insolvency laws to a certain amount, which increases with its duration. Thus, after it has endured for two years, it is protected to the extent of £200; after five years, to £500; after seven years, to £1000; after ten years, to £2000. This protection applies only in favour of the personal representative of the Insured. 9—Married women may effect Poli ciea, dispoee of the money by will, as if single; and their Policies are protected from the debts of their husbands, according to duration, to amounts similar to those stated above. 10—Settlement Policies- —Policies effected for the benefit of the wife and children of the Insured are absolutely protected from the claims of creditors to the extent of £2000, provided that the premiums are payable during life, or any period not less than seven years. If apportionment is not made at the time, it can be subsequently made by will. 11—Probate, &c, dispensed with —When a claim under a Policy does not exceed £200, the Commissioner may dispense with the production of Probate or Letters of Administration, thus saving great expense to the representatives of the Insured. 12—Prompt payment of Claims and no discount charged. W. GießOßim, Commissioner. AGENT FOR THE THAMES:— JAMES HOPCBAFT, ETEHINGf STAR OFFICE Grahambtown. "THE STAMPACT, 1875." NOTICE, SECTION 121 (1) of "The Stamp Act, 1875," provides that every person takiug possession of, or receiving or paying any moneys belonging to, or accruing from, the property (realty as well as personalty) of any person dying on and after Ist January next, without having first filed the required statement and paid the duties assessed thereon, sball forfeit a sum not exceeding £500. " Whether probate or letters of administration are gratted by any Court or not, a statement of all property must be filed and duties paid before the property or any part thereof of any deceased person is in any manner dealt with. On payment of the proper duties, the probate or letters received from the Court, or the statement of property in other cases, will be stamped and delivered to the person entitled thereto. . Forms of this statement (L) may be obtatained at any Stamp Office, at the offices of Registrars and Clerks of the Supreme and District Courts, and from the Postmaster Depositaries throughout the colony, from whom also may be obtained further information. R. C. Hammerton, For the Commissioner of Stamps Head Office, Stamp Department, Wellington, 27th December, 1875. 1748 Me GO WAN'S for CHEAP CBOCKERY.