Page 4 Advertisements Column 3

Thames Star, Volume VII, Issue 2634, 18 June 1877, Page 4

Insurance f- '>■? \- .' 1C W Z E A L A N i) GOYEENMENT LIFE INSURANCE. I—The Government Lift fJ^^S" ance Department issues all desu-abie forms of Policies. The Payment of evcrs Tolicy is guaranteed by the Colony. Farticipatiba iv Profits is authorised by tho Legis lature to be given to Policy-holders. 2- Premium rates are lower than those of Private Companies. 3—No Policy or Medical Fees charged. 4—All Policies are non-forfeit-able after one full annual payment to the full extent of their value, under » special regulation providing for the continuance in force of every Policy for tho original amount, until the surrender-value of the Policy i» exhausted in payment of premiums. 5-^ Absolute Security from Loss —Insurers, after having paid three full annual -premiums,- are guaranteed a cash surrender value of not Jess than 40 per cent; ol the paid-up premiums ; and if for any reason i the premiums arc not pnid when due, a paidup Policy will be issued, generally equal in amount to the premiums paid, and often much in excess. 6—Thirty days of grace »» allowed on all Renewal' Premiums. ■■.'"' ■ 7—Liberal conditions as to trarelling and residence. ' ■ B—Policies protected from Bankruptcy .-^An Insurance Policy effected by the Insured, bana.fide on his own life, is protected from bankruptcy or insolvency laws to a certain amount, which increases with its duration. Thus, after it has endured for two years, it is protected to the extent of £200 j after five years, to £500; after seven years, to £1000; after ten years, to £2000. Thir protection applies only in fafour of the personal representative of the Insured. 9—Married women may effect Poli cies, dispose of the "money, by will, as if single; and their Policies are protected from the debts of their husbands, according to duration, to amounts similar, to those stated above. 10 -Settlement Policies — Policies | effected for the benefit of the wife and children of the Insured are absolutely protected from the claims of creditors to the extent of £2000, provided that the, premiums are payable during life, or any period not less than seven years. If apportionment is not 1 made at the time, it can be subsequently made |by will. '. ' ; . '..... -"i ■'■'-**' 11—Probate, &c., dispensed with —When a claim - under a Policy does not j exceed £200, the Commissioner may dispense I with the production of Probate or Letters of 'Administration, thus saving great expense to I the representatives of the Insured. I 12—Prompt payment of Claims I and no discount charged. W. GIBBORKE, Commissioner. AGENT FOR THE THAMES :— JAMES HOPCBAFT, EVEMJfa STAR OFFICE Gbahamstowjt. •'THE STAMP ACT, 1875." NOTICE, SECTION 121 (1) of "The Stamp Act, 187&," provides that every person takirjg pof session of, or receiving or paying any moneys belonging to, or accruing from, the property (realty-as well as personalty) of any. person dying on and after Ist January next, without having first filed the required statement and paid the duties assessed thereon, s^'all forfeit a sum not exceeding £500. Whether probate or letters of administration are grar.ted by any Court or not, a statement of all property if. ust be filed and da ties paid before the property or any part thereof "of any deceased person is in any manW dealt with. _ On payment of the proper duties, the probate or letters received from the Court, or the statement of property in other cases, will be stamped and delivered to the person entitled thereto. , Forms of this statement (L) in?y be obtatained at any Stamp Office, at the offices of Registrars and Clerks of the Supreme and District Courts, and from the Postmaster Depositaries throughout the colony, from whom also may be obtained further information. R. C. Hammebtox, For the Commissioner of Stamps Head Office, Stamp Department, - Wellington, Z7th"December,lß7s. ' 1748 1« cOOWAN'S for CHEAP IVi CKOCKERY.