Page 4 Advertisements Column 3

Thames Star, Volume VII, Issue 2632, 15 June 1877, Page 4

Insurance V B W ZEALAND GOVEBNMENT LIFE XNSUBANCE. I—The Government Lift /Insurance Department issues »11 desirable forms of Policies. The Payment of evcrs Policy is guaranteed by the Colony. Participation iv Profiie is authorised by the Legis lature to be given to Policy-holders. 2- Premium rates are lower than those of Private Companies. 3_No Policy or Medical Pees charged.. 4—All are nonforfeitable after ; one full annual payment to the full extent of their value, under a Bpecial regulation providing for the continuance in force of every Policy for the original amount, until the snrrender-value of the Policy is exhausted in payment of premiums.

s—Absolute Security from Loss —Insurers, after having paid three full annual premiums, are guaranteed a cash surrender Value of not less than 40 per cent, of the paid-up premiums; and if for any reason the premiums are not paid when due, a paidup Policy will be issued, generally equal in amount to the premiums paid,. and often much, in excess. 6—Thirty days of grace are allowed on all Renewal Premiums. 7—Liberal conditions a» to travelling and residence. B—Policies protected from Bank. ruptcy- —An Insurance Policy effected by the Insured, lenafide on his own life, is protected from bankruptcy or insolvency laws to a certain amount, which increases with its duration. Thus, .after it; has endured for two. years, it is protected to the extent of £200; after five years, to £500 j after seven years, to £1000; after ten years, to £2000. This protection applies only in favour of the personalrepreaentative of the Insured. 9—Married women may effect Poli cies, dispose of the money by will, as if single j j and their Policies are protected from the debts of their husbands, according to duration, to amounts similar to those stated above. 10—Settlement Policies — Policies effected for the benefit of the wife and children of the Insured aro absolutely protected from the claims of creditors to the extent of £2000, provided that the premiums are payable during life, or any_period not less than seven years. If apportionment is not made at the time, it can be subsequently made by will. I 11-^Probate, &c.j dispensed with i —When a claim under a Policy does not exceed £200, the Commissioner may dispense with the production of Probate or Letters of Administration, thus saving great expense to the representatives of the Insured. : 12—Prompt payment of Claims and no. discount charged. W. GISBOBWBi Commissioner. ;■

AGENT FOR THE THAMES:— JAMES HOPCBAFT, BYBHIN& STAB OFFICE Gbahamstowk. "THE STAMP ACT, 1875." NOTICE, SECTION 121 (1) of "The Stamp Act, j 1875," provides that every person takiug possession of, or receiving or paving any moneyß belonging to, or accruing from, the property (realty as well as peraonalty) of any person dying on and after Ist January next, •without having first filed the required state- J ment and paid the duties assessed thereon, j sball forfeit a sum not exceeding £500. Whether probate or letters of administration are granted by any Court or not, a statement of all property must be filed and duties paid before the property or any part thereof of any deceased person is in any manner dealt with. On payment of the proper duties, the probate or letters received from the Court, or the statement of property in other cases, will be stamped and delivered to the person entitled thereto. - Forms of this statement (L) may be obtatained at any Stamp Office, at the offices of Registrars and Clerks of the Supreme and District Courts, and from tbe Postmaster Depositaries throughout the colony, from whom also may be obtained further information. E. C. Hammebtoit, For the Commissioner of Stamps Head Office, Stamp Department, Wellington, 27th December, 1875. 1748 Mo GO WAN'S for CHEAP CROCKERY.