Page 4 Advertisements Column 2

Thames Star, Volume VII, Issue 2626, 8 June 1877, Page 4

Insurance V E W ZEALAND GOVERNMENT LIFE INSURANCE. i i I—The Government Lift ,'lnsur- , ance Department issues nil desirable i forms of Policies. The Payment of evcrs ' Policy is guaranteed by the Colony. Participation in Protus is authorised by the Legis laturc to be given to Policy -holders. 2- Premium rates are lower than those of Private Companies. 3_N O Policy or Medical Fees charged. ■ 4-All Policies are non-forfeit-able after one full annual payment, to the. full extint of their value, under a special regulation providing for the continuance in force of every Policy for the original amount, until the surrender-v«lue of the Policy is exhausted in payment of premiums.* 5-Absolute Security from Loss —Insurers, after having.p»id three full annual premiums, are, guaranteed a cash surreudcr value of not less than 40 por cont. of the paid-up premiums ; and if for any reason the premiums are not paid when duo, a paidup Policy will be issued, generally equal in amount to the premiums paid, and often much in oxcess. ! '< 6—Thirty days of grace are allowed on all Renewal Premiums. 7—Liberal conditions »b to travel ling and residence. B—Policies protected from Bankruptcy. —An Insurance Policy ''fleeted by the Insured, lenaflde on his own life, is protected from bankruptcy or insolvenry laws to a certain amount, which increases with its •duration. Thus, after it ha? endured for two years, it 13 protected to the extent of- £200; after five years, to £500; after seven years', -to £1000; after ten years, to £2000. This protection nppliea only in favour of the personal representative of the Insured. 9 —Married women mr»y effect Poli cies, dispose of the money by will, as if single; and their Policies are protected from the debts of their husbands, according to duration, to amounts similar to those stated above. 10—Settlement Policies-—Policies effected for the benefit of the wife and children of the,lnsured are absolutely protected from the claims of creditors to the extent of £2000, provided that the premiums are payable during life, or any period not less than seven years. If apportionment ia not made at the time, it can be subsequently mude '-by will. i . 11—Probate, &c, dispensed witH —When a claim under a Policy does not exceed £200, the Commissioner *nay dispense with thf production of Probate or Letters of Ariminiatra ion, thu« saving great expense to the representatives of the Insured. 12—Prompt payment of Claims and no discount charged. W. GISBOBNB, Commissioner. AGENT FOR THE THAMES;— JAIES HOPORAPT, ETEHINGI STAR OFFICE Gbahamstown. ': - "THE STAMP ACT, 1875." - NOTICE, SECTION 121 (I) of " Tbe Stamp Act, 18#5," provides that every person taking po-Be*sior. of, or receiving or paying any moneys belonging to, or accruing from, the property (realty as well as personalty) of any person dying on and af'er Ist January next, without having first filed tbe required statement and paid the duties assessed thereon, shall forfeit a sum not exceeding £500. Whether probate or letters of administration are graUed by any Court or not, a statement of; all property naist bo filed and duties paid before the property or any part thereof of any deceased person is in any manner dealt with. i On payment of the proper duties, the probate or letters received from the Court, or the statement of property in other coses, will be' stamped and delivered to the person entitled thereto. -Forms of this statement (L) in»y be obtatained at any Stamp Office, at the offices of Registrars and Clerks of the Supreme and District Courts, and from the Postmaster Depositaries throughout the colony, from whom also may be obtained further information. R. C. Hamatehton, For the Commissioner of Stamps Head Office, Stamp Department, . Wellington, 27th December, 1875. 1748 A« oGOWiH'B for CHEAP 1 CKOCKEKy.