Page 4 Advertisements Column 2

Thames Star, Volume VII, Issue 2597, 4 May 1877, Page 4

Insurance j jVT JE W ZEALAND iS ■ ■■ ■■.■■■ „ GOVEBNMENT LIFE INSURANCE, I—The Government Lift ance DeX>artmeilt issues all desirable forms of Policies. The Payment of evcrs Policy is guaranteed hy t7ie Colony. Participation in Profits is authorised by the Legis lature to be given to Policy-holders. 2- Premium rates are lower than those of Private Companies. 3—No Policy or Medical Fees charged. 4—All Policies are non-forfeit-able after one full annual payment to the full extent oi their value, : under a special, regulation providing for the continuance in force of every Policy for the original amount, until the surrender-value oL the Policy is ex- : : hausted in payment of premiums^ s—Absolute Security from Loss —Insurers, after having piid threa full annual . premiums, are guaranteed a cash surrender value of not Jess than 40 per cont.^ pj. the paid-up premiums ; and if for any reason the premiums ere not paid when due, a paidup Policy will,-be issued , generally equal in amount to the premiums paid, and often much in excess. _ ; ; 6-r-Thirty days of grace are allowed on all Renewal Premiums. 7—Liberal conditions ac to travel ling and residence. B—Policies protected from Bankruptcy» —An Insurance Policy-effected by the Insured, b&najide on his own life, is protected from bankruptcy or insolvency laws to a certain amount, which increases with its duration. .Thus, afier ife has endured for two years, it is protected to the extent of £200} after five years, to £500;-after seven years, to £1000; after ten years, to £2000. TWb protection applies only in favour of the personal representative of the Insured. 9—Married women m»y effect Poli cies, dispose of the money by will, as if single; and their Policies are protected from the rdebts of their husbands, according to duration, rto amounts-similar to those stated above. 10—Settlement Policies—Policies effected fur the benefit of the wife and children of the Insured arc absolutely protected from the claims of creditors to the extent of £2000, provided that the premiums are payable during life,' or any period not less than seven years. If apportionment is not made at the time, it cas be subsequently made by will. It-Probate, &c, dispensed with —When a claim under a Policy does not exceed £200, the Commissioner may dispense with the production of Probate or Letters' of Administration, thus saving great expense to the representatives of the "Insured.-: : > 12—Prompt payment of Claims and no discount charged. > , •' •; : W. Gisboehh, ,'..... . .., Commissioner,,. I AGENT FOR THE THAMES:— JAMES HOPCRAFT, . ITIJiINGI BTAB OFFICE Geahamstowk, "THE STAMP ACT, 1875." " . . NOTICE, SECTION 121 (1) of "The Stamp Act, 1875," proves that every person taking poisefsion of, or receiving or pajing any moneys belonging to, or accruing from, the property (realty as well as personalty) of any person djing on and after Ist January next, without having first filed the required statement and paid the duties assessed thereon, b\ all-forfeit a sum not exceeding £500. Whether probate or letters of administration are grafted by ar»y Court or not, a state-,, merit of all property cust be filed and duties paid before the property or any part thereof of any deceased person is in any. manner dealt with. On payment of the proper duties, the probate or letters received from the Court, or the statement of property in other cases, will be stamped and delivered to the person entitled thereto. Forms of this statement (L) m>y be obtatained at any Stamp Office, at the offices of Registrars and Clerks of the Supreme and District Courts, and from the Postmaster Depositaries throughout the colony, from whom also may be obtained further information. R. C. Hammebtos, For the Commissioner of-Stamps Head Office, Stamp Department, Wellington, 27th December, 1875. 1748 MeGO WAN'S—For fche Best 3s TEA on the Thames.