Page 4 Advertisements Column 2

Thames Star, Volume VII, Issue 2595, 2 May 1877, Page 4

Insurance | jU... E W . Z E A L A V J> GOVEIiNMENT LIFE INSURANCE. I—The Government Lift /Insurance Department issues all desirable forms of Policies. The Payment of ever} Policy is guaranteed by the Colony. Participation in Pronts is authorised by the Lcgia lature to be given to Policy-holders. 2- Premium rates are lower than those of Private Companies. ' 3—No Policy or Medical Fees charged. 4—All Policies are non-forfeit-able after one full annual payment to the full extent of their/value, under a special regulation providing for the continuance in force of every Policy for the original amount, until the surrender-value of the Policy is exhausted in payment of premiums, s—Absolute Security from Loss —Insurers, after having paid three full annual premiums, are guaranteed a cash surrender value of not less than 40 per cent, of :■ the paid-up premiums; and if for any reason the .premiums are .not paid when due, a paidup Policy will -he issued, generally equal inamount to the premiums paid, and often much in excess. .. 1: ■ 6—Thirty days of grace are allowed on all Renewal Premiums. 7—Liberal conditions as to travelling and residence. B—Policies protected from Bankruptcy- —An Insurance Policy effected by the Insured, bmafide ori his own life, is protected from bankruptcy or insolvency laws to. a certain amount, which increases with its duration. -Thus, after it has endured for two years, it is protected to the extent of £200; after five years, 1o £500; after seven years, to £1000; after ten years, to £2000. This protection applies only in favour of the personal representative of the Insured. 9—Married women may effect Poli cies, dispose of the 'money by will, as if single;' and their Policies are protected from the ; debts of their .husbands, according to duratioii, to amounts similar to those stated-above. 10—Settlement Policies—Policies effected for the benefit' of the wife and children of the Insured are absolutely protected from the claims of creditors to the extent of £2000, provided that the premiums are payable during lifej or any period not less than seven years. If apportionment, is not made at the time, it can be subsequently made by will. . ll—-Probate^ &c, dispensed with —When a claim under a Policy does not exceed £200, the Commissioner may dispense I with the production of Probate or Letters of Administration, ,thuß saving great expense to the representatives of the Insured. J--12—Prompt payment of Claims and no discount charged. ; : . :v . W. GISBOBNB, Commissioner. • AGENT FOR THJI THAMES:--rJ:AMM WWGRMKr:■• iETEHNQ STAR OFFICE | Gbahamstown. .

- « the stamp act, 1875." : ■'". • Notice, ■ ' SECTION 121 (1) of, "The Stamp Act, 1875," provides that every person takiag possession ofj or receiving or paying any moneys belonging to, or accruing from, the property, (realty as well as personalty) pi,any person dying on and «tfter_lßfc > January next, without having "first"filed tneYequired statement and paid the duties assessed thereon, sball forfeit a sum not exceeding'£soo. • Whether probate or letters of administration are grafted by any Court or not, a statement of all property roust be filed and duties paid before the property or'any part thereof of any deceased person is in any manner dealt with. On payment of, the proper duties, the probate or letters received from the Court, or the statement, of property in other cases, will be stamped and delivered to the person entitled thereto.-; YN f\ ' - ■--„ •■-..'. ... .•:, Fornis^ of^thie statement (L) may be 6b-tatained-at any Stamp Office, at the offices of Eegistrars and Clerks of the Supreme and District Courts, and from the Postmaster Depositariei throughout the colony,-from whom also may be obtained farther information. JR. C. Hammebtok, ' ':;'■■ For the Commissioner of Stamps Head Office, Stamp Bepartmeat, Wellington, 27th December, 1875. . 1748^ MeGO WAN'S—For the Best 3s TEA on the Thames. i