Page 4 Advertisements Column 2

Thames Star, Volume VII, Issue 2593, 30 April 1877, Page 4

Insurance

\i ® ■ W-. Z E A L A {Sit) l\ -■ ". '■ ':. ■ ■ : ' ■-■-■■■ ;. : ■ GOVEENMENT : LIFE INSURANCES I—The Government Lift/Insurance Department issues all desirable forms of Policies. The Payment of evcl% Policy is guaranteed by the Colony. Parti* cipatioH^in-Proftts is authorised by th(B : Ii«giB lature to be given to Policy-holders. 2^-Premium rates are lower than those of Private Companies. 3-No Policy or Medical Fee* charged. 4—All Policies are non-forfeit-able after one full annual payment to th« full extent of their value, under » special regulation providing for the continuance in force of every Policy for the original^amount, until the surrender-value of the Policy i» exhausted in payment of premiums. 5-Absolute Security from Loss —Insurers, after haying paid three full annual premiums, are guaranteed. » cash surrender value of not less than 40 per cent, of the paid-up premiums; and if for any reason the premiums »re not paid when due, a paidup Policy will be issued, generally equal in amount to the premiums paid, and often much in excess. . 6—Thirty days of grace mdtowft on all Renewal Premiums. 7—Liberal conditions «b^o trarel. ling and residence. '

B—Policies protected from Bankruptcy. —An Insurance Policy effected: by. the Insured, h»nafide on his own life, is protected from bankruptcy or insolvency laws to a certain amount, which increases with its duration. Thus, after it has endured for two years, it is protected to the extent; of '■'• £200 j after five years, to £500; after seven years, to £1000; after ten years, to £2000. This protection applies only in favour of the personal representative of tHe'lnsured.

9 —Married women may effect PolL cies, dispose of the money by will, as if single; and their Policies: are, protected -from, the debts of their husbands, according to duration, to amounts similar to those stated above.

10—Settlement Policies- ■— Policies effected-, for; the benefit of the wife, and children of" the Insured are absolutely protected from the claims of creditors to the extent of £2000, provided that the premiums are payable during life, or anjrperiod not less than seven years. If apportionment is hot made at the time, it caa be subsequently made by will.

11—Probate, &c, dispensed with . —When a claim under a Policy does not exceed £200, the Commissioner may dispense with the production of Probate or Letters of Administration, thus saving great expense feo the representatives of the Insured. j 12—Prompt payment of Claims and no discount charged. W. QIBBOBMB, ' Commissioner.

AGENT FOR THE THAMES j— JAMES HOPCMIt, EYEMNG STAR OF FTo E Gbahamstowit. *

« THE STAMP ACT, 1875." NOTICE, SECTION. 121 (1) of " The Stamp Act, 1875," provides thai every person taking possession of, or receiving or paying any moneys belonging to, or accruing from, the property (realty as/well as personalty) of any person dying on and after Ist January, next, without having first filed the required statement and paid the duties assessed thereon, shall forfeit a sum not exceeding £500. Whether probate or letters of administration are granted by any Court or not, a statement of all property must be filed and duties paid before the property or any part thereof of any deceased person is in any manner dealt with. On payment of the proper duties, the probate or letters received from the Court, or the statement of property in other esses, will be stamped and delivered to the person entitled thereto. Jforms of this statement (L) may be obtataine'd at any Stamp Office, at the offices of Registrars and Clerks of the Supreme and District Courts, and from the Postmaster Depositaries throughout the colony, from whom also may be obtained further information. . B. C. Hammebtox, For the Commissioner of Stamps Head Office, Stamp' Department, Wellington, 27th December, ,„ 1748 MoGOWAN'S— For the Best 3s TEA -*• on the Thames.