Page 4 Advertisements Column 2

Thames Star, Volume VII, Issue 2588, 24 April 1877, Page 4

Insurance v VI E W • Z X A L AN J) GOVEBNMENT LIFE INBURANOE. I—The Government Lift tfnsura.nC6 De"Oartment;•-.issues . all desirable fo'ms of Policies. The Payment of evcrs Policy is guaranteed by .the Colony. Participation in Profits is authorised by tho Legis lntuL-e to be given to Policy-holdeore. y■. - .•. ■ . ; ■ . 2- Premium rates are lower than those of Private Companies. 3-r-No Policy or Medical Pees charged. • ■ '■'.-. 4—All Policies are non-forfeit-able after one full annual payment to the,; full exttnfc of .their value, under^ a special j regulation providing for the continuance in j forw of every Policy for the original ampunt, unt'l the Burrender-V'jlue of the Policy is exhausted in payment of premiums. : ■' ; j .>. s—Absolute Security from Loss j Hln'surers,'. after having p-tid; .three full annual premiums, are guaranteed a cash sur« render vnlue of not Jess than 40 per cent, of the paid-up premiums ; and if for any reason the premiums nre not paid when due, a paidup Policy will be issued, generally equal in amount to the premiums paid, and ofton" much in excess. 6—Thirty days of grace are allowed on all Benewal Premiums. 7—Liberal conditions as to travel ling and residence. . B—Policies protected from Bank* rUptcy- —An iKsunmce Policy effected by the Insured, bsnajide on his own lifo, is protected from bankruptcy or int-olvem y laws to a certaia amount, which increases with its duration. Thus, after it has endured for two years, it ie protected to the extent of £200; after five years, to £500 j after seven yoara, to £1000; after ten years, to £2000. This protection applies only in favour of the personal representative of the Insured. 9—Married women m»y effect Poli cies, dispose of the money by will, as.if single 5 and their Policies are protected from the debts of their husbands, according to duration, to amounts similar to those stated above. 10—Settlement Policies—Policies effected fur the benefio of the wife. and children of the Insured are absolutely protected from the olaims of creditors to the extent of £2000, provided that the premiums are payable during life, or any period not lees than seven years. If apportionment is not made at the time, it can be subsequently mude by will. 11—Probate, &c, dispensed with —When a claim under a Policy does not exceed £200, the Commissioner may dispense with the production of Probate or Letters of Administration, ~th'us saving great expense to the representatives of the Insured. 12—Prompt payment of Claims and no discount charged. W. GISBOKNB, Commissioner. AGEKT FOR THS THAMES :— JAMES HOPCBAPT, EYE* INS' ST AE OFFKI GeahamßTowit. "THE STAMP ACT, 1875." NOTICID, SECTION 121 (1) of "The Stomp Act, 1875," providfs that every person taking po;eefsion"of, or receiving or paying any moneys belonging to, or accruing- from,.the property (realty us well an personalty) of any prrson dying on arid af'or Ist January next, without ha.vj"i-g first filed the required statenjen' and paid the duties assessed thereon, si all forfeit a sum not.exceeding £500. Whether probate or letters of administration arc gra-t.ted by any.-Court or not, a statement of al properly p«ubt be filed and duties paid before the property or any part thereof of any deceased person is in any manner dealf with. • On payment of the proper duties, the probate or letters received from the Court, or the statement of property in other ensea, will bo stamped and delivered to r.he person entitled thorcte. ; Forms of this statement (L) uuy be obtatained at any Stamp Office, at the offices of Registrars and Clerks of the Supreme and. District Courts, end from the Postmaster Depositaries throughout the colony, from whom also moy bo obtained further information. B. C. Hammertok, For the Commissioner of Stamps Head Ofiicc, Stamp Department, Wellington, 27th December, 1875. 1748 Ijlli 15 S IJ OA T M EA L at X' „. McGO WAN'S.