Page 4 Advertisements Column 2

Thames Star, Volume VII, Issue 2585, 20 April 1877, Page 4

Insurance \T IS W Z E A L A H D . govebnment" LIFE INSURANCE. I—The Government Lift /Insurance D&oaitment issues all desirable forma of Policies. Tlie Payment of evcrs Policy is guaranteed by the Colony. Participation in Profits is authorised by the Legis lature to be giyen to Policy-holders. 2- Premium rates are lower than tb.ose.of Private Companies. 3—No Policy or Medical Fees charged. 4—All Policies are non-forfeit-able after one full annual payment to the full extent of their value, under a specul regulation providing for the continuance in force of every Policy for the original amount, until the surrender-value of the Policy is exhausted in payment of premiums. . s—Absolute Security from Lose —Insurers, after having paid three full annual premiume, are guaranteed a cash surrender value of not less than 40 por cent, of the paid-up premiums ; and if for any reason the premiums sre not paid when due, a paidup Policy will be issued, generally equal in amount to the premiuniß paid, and often much in excess. G—Thirty days of grace are allowed on all Renewal Premiums, 7—Liberal conditions m to travelling and residence. B—Policies protected from Bankruptcy • —An Insurance Policy effected by the Insured, lenafide on his own life, is protected from bankruptcy or insolvency laws to a certain amount, which increases with its duration. Thus, after it haa endured for two years, it is protectod to the extent of £200; after five years, to. £500; after seven years,, to £1000; after ten years, to £2000. This protection oppliea only in favour of the personal representative of the Insured. 9 —Married women may effect Poli cies, dispose of the money by will, as if single j end their Policies are protected from the P.ebts of their husbands, according to duration, to amounts similar to those stated above. 10—Settlement Policies—Policies effected for the benefit of the wife and children of the Insured are. absolutely protected from the claims of creditors to the extent of £2000, provided that the premiums are payable during life, or any period not less than seven years. If apportionment is, not made at the time, it can be subsequently inude. by will. 11—Probate, &c, dispensed with —When a claim under a Policy does not exceed £200, the Commissioner may dispense with the productton:of Probate or Letters of Administration, thus Baying great expense to the representatives of the Insured. 12—Prompt payment of Claims and no discount charged.,..-.- ■ W. GISBOBNK, Commissioner, AGENT FOR THE THAMES i— JAMES HOPCRAFT, EVENING STAB OFFICE • ;!' GBAHAIiSTOWK. "THE STAMP ACT, 1875." < _ NOTICE, SECTION 121 (1) of "The Stamp Act, 1875," provides that every person taking possession of, or receiving "or paying any moneys belonging to, or accruing from, the property (realty as well as personalty) of any person dying on and after Ist January next, without having first filed the required statement and paid the duties assessed thereon, shall forfeit a sum not exceeding £500. ; Whether probate or letters, of administration are granted by any Court or not, a statement of all property b-ust be filed and duties paid before the property or any part thereof of any deceased person, is in any manner dealt with. On payment- of the proper duties, the probate or letters received from the Court, or the statement of property in other cases, will.be stamped and delivered to the person entitled thereto. . Forms of this statement (L) may be obtatained at any Stamp Office, at the offices of Registrars and Clerka of the Supreme and District Courts, and from the Postmaster Depositaries throughout the colony, from whom also may be obtained farther information. . R. C. Hammebton, ' For the Commissioner of-Stamps Head Office, Stamp Department, Wellington, 27th December, 1875. 1748 1,1 EESH OA T M EAL at McGO WAN'S.