Page 4 Advertisements Column 2

Thames Star, Volume VII, Issue 2584, 19 April 1877, Page 4

Insurance ■.:.._■ .; .: ..Mr%& . '■'■:.■. • i -'; ■•",■'" .] -. ■ . '■■'. .. ''"':' " '.. ■' i ) VKWZE A L A X D GO VEHEMENT LIFE INSURANCE. I—The Government Lift /Insurance Department issues all desirable fo»ms of Policies. The Payment of evcrs JPolicy is guaranteed by the Colony. Participation in Fronis is authorised by the Legis luture to bo givon to Policy-holders. 2- Premium, rates are lower than these of Private Companies. 3—No Policy or Medical Fees charged*, 4-^All Policies are .nonrjorfeit- 1 able after one full annual payment to the full cxttnt of their value," "under b special regulation providing for "the continuance in force- ojU^vcr^-'Policj^for the original amount, untiLthe««irretidejr»v«lue of the Policy is exhausted in payment of premiums. s—Absolute Security from Loss —Insurers, after having paid three full annual premiums, are guaranteed a cash surrender value'of not Jess than 40 por cent, of the paid-up premiums ; and if for any reason the premiums ere not paid when due, a;p&id- ; up Policy will be issued, generally equal in* amount to the premiums paid, and often much in excess. : 6—Thirty days of grace ara allowed , on all Renewal Premiums. 7—Liberal conditions «• to travelling and residence. B—Policies protected from Bank* ruptcy« —An Insurance Policy effected by the Insured, benafide on* 1 his own Iffe, is protected from .bankruptcy*or insolvency laws to a certain amount,'which increases with its duration. Thus, offer it has endurecTTSr "fwoT years, H s is..protected to the, extent ,<»f £200; after five* years/ 'to-£soo^Sfteir 1 Wen years/ to £1000; after ten, years, to £2000. This protection applies only in. farour of—the- . personal representative of the Insured. 9—Married women may effect MU t cies, dispose of the money by will, as if single r and their. Policies are protected, from- the^ debts of their husbands,: hordingitoidurS-j tion, to amounts similar to those stated above. . „•;,: ',-:Tn ,ft3j.T-»BSC 10—Settlement Policies! —Foficler effected: for the benefic of the. wife ? fend? children. : pf the Insured; are absolutely pro-: tected from the claims of creditors to the extent of £2000, provided that the premiums • are payable during life, or any period not less than seven ,years. Ifapportionment in .not made at the time, it can be subsequently made by will. .■■.■■-■ 11—Probate, &c, dispensed with —When a claim under a Policy does not exceed £200; the Commissioner may dispense with the production of Probate- or Letters- of Administration, thus saving great expense to the represefotatlveirof the Insured. " 12—Prompt payment of Claims and no discount charged. W., GIBBOBNE, Commissioner. AGENT FOR THE THAMES:— JAMES HOTCRAiT, EVE MN 9 ST A R OFF IO JS Gbahambtown. " THE STf ; MP ACT, 1875." NOTICE, SECTION- 121 (1) of "The S;amp Act, .'..' rls7S,"'provides that every person takiwg poreession of, or receiving or paying " any moneys belonging to, or accruing from, the property (reajlty'fls wellißS personalty) of any person dyirigConyftnaf after Ist January next, without having fiVst filed the required statement and paid the duties assessed thereon, !si all forfeit a sum not exceeding £500. ; .., : .. Whether probate or letters of administration are grai.ted by any Court or not, a statement of ail property, must be filed and duties ■paid before'the iprbperty or any parti thereof of any deceased person is in any manner dealt with. . t /:. ,,..,,..'. " On payment of the proper duties, the probate or letters received from the Court, or the statement of property in other cases, will be stamped and delivered to the person entitled thereto. ~—--■>■ Forms"-of this statement (L) may be obtatained at any Stamp Office, at the offices of Registrars and Clerks of the Supreme and District Courts, and from the Postmaster Depositaries throughout the colony, from whom also may-be obtained further information. R. C. Hammebton, For the Commissioner of Stamps . Head Office, Stamp Department, Wellington, 27th Bee ember, 1875. 1748 IjVJi ES ft OAT MEA L at Jt'