Page 4 Advertisements Column 2

Thames Star, Volume VII, Issue 2583, 18 April 1877, Page 4

■'I- Insurance VT E 'VT ~ Z 11 A L A X D GOVEBNMENT LIFE INSURANCE. I—The Government Lift /Insurance Department issues all desirable forms of Policies. The Payment of evcrj Policy is guaranteed fa/ the Colony. Participation in Profit* is authorised by the Legi« lature to be given to Policy-holders. 2- Premium rates are lower than those of Private Companies. . 3-No Policy or Medical Fees charged. 4—All Policies are non-forfeit-able rone ull anim&l payment to the full extent oi their value, under a apcci<»l regulation providing for the continuance in force of every Policy for the original amount, until the surrender-value of the Policy « exhausted in payment of premiums. s^-Absolute Security from Loss —Insurers, after having p;iid; three full annual premiums', are guaranteed a cash sur? render value of not less than 40 per cent, of the paid-up premiums 5 and if for any reason the premiums ere not pnid when due, a paidup Policy will be iesued, generally equal in amount to the premiums paid, and often much in excess. 6—Thirty days of grace are allowed on all Renewal Premiums. 7—Liberal conditions a« to travelling and residence.. ■ _ B—Policies protected from Bankruptcy' —An Insurance Policy effected bvthe Insured, honafide on his own life, is protected from bankruptcy or insolvency laws to a certaia amount, which ; increases with its duration. Thus, after it hajendurcd for two. years, it is protected to the extent of £200 5 „ after five years, «o £500 j after seven years, to £1000; after ten years, to £2000. This protection applies only, in favour of the personal representative of tho Insured. 9—Married' women may effect Poll cies, dispose of the moneyby will, os if single; arid their Policies are' protected" from the debts of their husbands, according to duration, to amounts similar to those stated above. 10—Settlement Policies. —Policies effected; for the benefit of the wife and children of the Insured are absolutely protected from the claims of creditor* to the extent of £2000, provided that the premiums are payable during life, or any period not le«* than seven years. If apportionment is not made at the time, it can be subsequently made by will. 11—Probate, <&c, dispensed with —When a claim under a Policy does not exceed £200, the Commissioner may dispense with the production.of Probate, or Letters of Administration, thus saving great expense to the representatives of the Insured. 12—Prompt payment of Claims. and no diieouht charged., . . „. . W. GISBOBHK, Commissioner. AGENT FOR THE THAMES :— JAMES HOPCBAFT, EVEKING STAR OFFICE Geahamstowh. "THE STAMP ACT, 1875." NOTICE, SECTION 121 (1) of "Tbe Stamp Act, 1875," provides that every person takiwg poseefgion of, or receiving or paying any moneyb bcloDgihg to, or accruing from, the property (realty as well as personalty) of any person dying on and after Ist January next, without haviDg iifst filed the, required statement and paid the duties assessed thereon; al all forfeit a sum not exceeding £500. ■ Whether^ probate or letters of .administration are gratited by any Court or not, a statement of a'l property must be filed and duties paid before the property or any part thereof of any deceased person is in any manner dealt with. On payment of the proper dutie?, the probate or letters received from the Court, or the statement of property in other cases, will be stamped and delivered to the person entitled thereto. . Forms of this statement (L) m«y be ob« tatained at any Stamp Office, at the offices of Registrars and CJerks of the Supreme and District Courts, and from tbe Postmaster Depositaries throughout the colony, from whom also m»y be obtained farther information. E. C. Hammebtok, For the Commissioner of Stamps Head Office, Stamp Department, \ Wellington, 27th December, 1§75. . ' 1748 1,1 EE S H OATM EA L at ; McGOWAN'S.