Page 1 Advertisements Column 7

Thames Star, Volume VII, Issue 2558, 19 March 1877, Page 1

Insurance E W ZEALAND \ GOVERNMENT LIFE INSURANCE. « I—The Government Life /Insurance -Department issues alUdesirable forma of, Policies., The Payment of every Policy ii tfuar<mtiied'lif''tJue sCoiony. Parti* cipafcioH in Pronis is authorised by the Legis lature to begiyen'to Policy-holders. "r: 2 - Premium rates are lower than those of Private Companies. ' '■' 3—No Policy or Medical Fees charged. - -■ 4-All Policies are non-foirf«ii> able after one-' full annual payment to tha . ' full extent' of their value, under a special regulation providvng for the continuance, ia force of every Policy for the original amount, until the suiTender'Tslue of the Policy is exhausted in payment of- premiums. 5-r Absolute Se^irity.from Loss —Insurers, after havirig pnid 'ttfree :full annual premiums, are guaranteed -'a cash surrender value of^not less than-40 per centi of the paid-up premiums; and if for any reison the premiums erenot paid when due, a'paidup Policy will be issued,. generaUyjjwual in amount, to the. premiums; paid, and often much in excess. j--6—Thirty days N of grace are allowed on all Renewal Premiums. '; Ml 7—Liberal conditions »» to trarelling and residence. ~:- ---8—Policies protected from Bank-ruptcy.-^An Insurance Policy effected by the Insured; Imafidt on his-own.life, is pro- ■ . tected from-bankruptcy or io»oljenty v laws to " a certaia amount, - which increases with its duration. Thue/afier it b»» endured for two years, it is protected to. the extent of £200} after five years, to £600; after seven years, to £1000; after ten -years, to £2000. This protection applies only "in favour of the personal representative of the Insured..- T> 9—Married women may effect Poli> cies, dwpoe* of tbemoneyby wil]r*sif single; - and their- Policies'are protected from'-the debts of their husbands^ according to dura* tion,-tq amounts-siDailar to those stajted above. 10 -Settlement Policies — Policies eff.cte"d: f'-r the- benefit of''the wife and children of the Insured ara, absolutely protected from the claims of creditors to the extent of £2000, provided that; the premiums are payable during life, or 1 any'period not less than seven years. If apportionment is not made at the time, it can be subsequently made by, will. '• - . ■/ . 11—Probate, &c, dispensed with —When a claim:under a Policy does not exceed £200, the Commissioner may dispense with the production of Probate or Letters of Administration, thus saving great .expense to the representatives of the Insured* 12—Prompt payment of Claims and no disoount charged. W. GISBOBKE, • r; . . Commissioner. AGENT FOR THE THAMES:— .JAMES HOPCEAFT, EVEDINa STAR OFFICE Gbahambtowk. : , -U - i T7OUt.SHEBB 'or''Government Payment V and Company Debts-^-PrinUd and •iold at the Kymriwa Sris Offlotf BEST „TAPIOCA,. 8d per lb M at McGOWA»*Ss , ..„