Page 1 Advertisements Column 7

Thames Star, Volume VII, Issue 2556, 16 March 1877, Page 1

Insurance : • „• . • - i V E W . Z E A L A:N D . v - -,i'! '• f , LIFE JNST^NGSt. '*: • ; f " >-'•' '.:'• 'V.i /" ! ' * >" c *V < - * ' " -. : ..< HO i?; ji i I—The Governnibnt Lift £nsur- , aBCe Department issues all^desirable fo'nir of Policies. " The Payment* of ivcf& Policy Is guaranteed, by the Colony. - .Participation in Profits'is authorised by the Lcgis lature to be given to Policy-holders. ' 2-Prexnium rates.are lower than thoeo of Private Companies. 3-No Policy or Medical Fees charged. . 4—All,Policies are non-forfeit-* able after one full annual payment to the full csttnt ol .their value,' Sunder a special regulation providing for 'the continuance in force of ercry Policy?or the .original amount, untjlthe surrender-Yslueof ,the Policy is ci« hausted in payment of premiums. 5-Absolute Security from Loss •—lnsurers, .after hating pnid-thiee fall au- , nual premiums, are guaranteed a cash surrender value, of not Jess than 40 per cent, of tho paid-up premiums •- and if for any reason tHe premiums ere not paid when due, a paidup Policy will be issued, generally equal in amount to the premiums ; paid, and .often much in excess. ' t 6—Thirty days of grace are allowed on all Renewal Premiums. ~ 7-Liberal conditions M'tb'twret* ling and "residence."" 8-Policies protected from Bankruptcy. —An Iwßurunce Policy effected by tho Insured, betiafide on his own life, is pro» tcctud from bankruptcy or msolrencylaws to a certaia amount, which increases with its duration". Thus, after it has;endured for two years,,it is protected to the extent of £200; nfttfr fir«.tears, t0.£500; after seven yew*, to £1000;, after ten years^to £2000. Thk protection applies only. in favour of the personal representative of-the Insured, 9—Married women m»y eftct Poiicies, dispote of the money by will, as if single f and their Policies ~are protected from the debts of their^ husbands, according to dura* tion, to amounts'similar to those stated abort. 10—Settlement Policies-—PoUdei effected for the benefic,of the,wife and children of the Insured are absolu'tiely pro* tected from the claims of .creditors to tho extent of £2000, provided that the premiums are payable, during life, or any period not lest than seven years. If apportionment is not , roado at the time, it can be subsequently made ! by will. , , ll~Probate, <fee, dispensed with I —When a claim under a Polioy doea not exceed £200, the Commissioner may dispense , with the production of .Probate or Letters of Administration, thus saving great expense to i the representatives of the Insured, 12—Prompt payment of Olalms and no discount charged. ' W. GISBOBII, Oommissioaeft AGENT FOB THE THAMES]:— JAMES HOPCRAFT, STSMNG STAR OFFICE • GBIHiHITOWVi TTCUOHBBS 'or Government Paynwnt V and Company Debts-^PrinUd and Sold at this HvjDWr« Sxax Ofllosf BEST TAPIOCA, 8d per lb., at McGOWAN'S