Page 4 Advertisements Column 4

Thames Star, Volume VII, Issue 2553, 13 March 1877, Page 4

Insurance j^rEW ZEALAND GOVERNMENT LIFE INSURANCE. I—The Government Lift. /Insurance Department issues »U desirable forms of Policies. The Payment of every Policy is guaranteed by the Colony. Participation in Profit* is authorised by the Legis lature to be given to Policy-holders. 2-Premium rates are lower than those of Private Companies. 3—No Policy or Medical Fees charged. 4-All Policies are non-forfeit-able -after one full annual payment to the full extent of their value, under a special regulation providing for the continuance in force of every Policy for the original amount, until the svrrender^value of the Policy is exhausted in payment of premium!. 6-Absolute Security from Loss —Insurers, after having paid three full annual premiums, are guaranteed a cash surrender value of not Jess than 40 per cent, of the paid-up premiums; and if for any reason the premiums are not paid when due, a paid-' up Policy will be issued, generally equal in amount to the premiums paid, and often much in excess. 6—Thirty days of grace are allowed on all Renewal Premiums. - r 7—Liberal conditions «■ to t»vel. ling and residence. B—Policies protected from Bank-, ruptcy. —An .-Insurance Policy effected by the Insured, benafide on hit own life, is protected from bankruptcy or insolvency laws to a,certain amount, which increase*.with its duration. Thus, after, it has endured tor two years, it is protected to the extent 0f.£300 j after five years, to" £500; after seven years, to £1000; after ten years, to £2000. Thit protection applies only in favour of the personal representative of the Insured. 9—Married women may effect PoH cies, dispose of the money by will, as if single' j and their Policies are protected from' the debts of their husbands, according to duration, to amounts similar to those stated above; 10—Settlement Policies.—Policies effected . for the- benefit of the wife and children of the Insured are absolutely protected from the claims of creditors to the extent of £2000, provided that the premiums are payable during life, or any period not less than seven years. If apportionment i« not made at the time, it oa'n be subsequently made by will. -' 11— Probate, &c, dispensed with —When a claim under a Policy does not exceed £200, the Commissioner may dispense with the production of Probate or Letters of Administration, thus saving great expense to the representatives of the Insured. 12—Prompt payment of Claims and no discount charged. W» GIftBOBHB,' 'Commissioner. AGENT FOB THE THAMES:— JAMES HOPCRAFT, EVENING STAB OFFICE Gbahakbtowk. Mggt " THE DEBTOES-AND CEEDITOKS ACT., 1876 . fTIHE HVENI^G STJAE (THAMES) Has been."appointed a Gazette'under the above Act. For Economy, tea 2s ea, at McGOWAN'S.