Page 4 Advertisements Column 4

Thames Star, Volume VII, Issue 2547, 6 March 1877, Page 4

Insurance VT EW Z E A L A iN P GOVEBNMENT LIFE INSUBANCE. I—The Government Lift /Insurance Department issues all desirable forma of Policiea. The Payment of «o«3 J I Policy is guaranteed by the Colony. Piwfcieipatioa in Profit* is authorised by the Legie lature fo be given to Policy-holders. 2- Premium rates are lower than those of Prirate Companies. 3—No Policy or Medical Pees charged. 4-All Policies are non-forfeit-able after one full annual payment to the full extent of their value, under a special regulation providing for the continuance in force of every Policy for the original amount, until the surrender-value of the POHO7 ia •*• hausted in payment of premiums. s—Absolute Security from Loss —Insurers, aftor having paid three full an.- , naal premiums, are guaranteed a cash surrender value of not lees than 40 per cent, of the paid-up premiums; and if for any reason the premiums are not paid when due, a paidup Policy will bo issued, generally equal in amount to the premiums paid, and often much in excess. 6—Thirty days of grace aw »Uow»d on all Renewal Premiums. 7-Liberal conditions ai to travel-ling-and residence. 1 8-Policiesjprotected from Bankruptcy* —An Insurance Policy effected by the Insured, bmajlde on his own life, is pro* tected from bankruptcy or insolvency laws to a certain amount, which increases with its duration. Thus, after it has endured for two years, it is protected to the extent of £200; after five years, to £800; after seven years, to £1000; after ten years, to £2000. This protection npplies only in favour of the personal representative of the Insured. 9—Married women may effect Poli eies, dispose of the money by will, as if single; and their Policies are protected from the debts of their husbands, according to duration, to amounts similar to those stated above. 10—Settlement Policies-—Policies effected for the benefit of the wife and children of the Insured are absolutely protected from the claims of creditors to the extent of £2000, provided that the premiums are payable during life, or any period not less than seven yeaTS. If apportionment is not made at the time, it con be subsequently made by will. 11—Probate, &c, dispensed with —When a claim under a Policy does not exceed £200, the Commissioner may dispense with the production of Probate or Letters of Administration, thus saving great expense to the representatives of the Insured. 12-Prompt payment of Claims and no discount charged. W. GiSßOßira, Commissioner* . AGENT FOR THE THAMESVJAMES HOPCRAFT, EVENING STAR OFFICE Gbahamstowk. " THE DEBTOBS AND CKEDIXORS I ACT, 1875. mHE EVENING STAE (THAMES) Has been appointed a Gazette under the above Act. FOE ECONOMY, TEA 2s 6d, at McGOWAN'S.