Page 4 Advertisements Column 4

Thames Star, Volume VII, Issue 2544, 2 March 1877, Page 4

Insurance VTEW ZEALAND ■ i ■ i■■ ■ . GOVERNMENT LIFE INSUBANCE. I—The Government Lift Insurance Department isHues all desirable forms of Policies. The Payment of every Policy is guaranteed by the Colony. Participation in Profits is authorised by the Legia lature to be given to Policy-holders. 2- Premium rates are lower than those of Private Companies. 3—No Policy or Medical Fees charged. 4-All Policies are non-forfeit-able after one fall annual payment to the full extent of their value, under a speolal regulation providing for the continuance in force of every Policy for the original amount, until the Burrender«v<ilue of the Policy il exhausted in payment of premiums. s—Absolute Security from Loss —Insurers, after having paid three full an* nual premiums, are guaranteed a cash surrender value of not Jess than 40 per cent, of the paid-up premiums j and if for any reason the premiums are not paid when due, a paidup Policy will be issued, generally equal in amount to the premiums paid, and often much in excess. 6—Thirty days of grace are allowed on all Renewal Premiums. 7-Liberal conditions «» to travelling and residence. ■ • . B—Policießprotectedfromßank' ruptcy.-—An Insurance Policy effected by : the Insured, benajide on his own life, is protected from bankruptcy or insolvency laws to a certain amount, which increases with its duration. Thus, after it has endured for two years, it is protected to the extent ef £200; after five years, to £600; after seven years, to £1000; after ten years, to £2000. This protection applies only in favour of the personal representative of the Insured. 9—Married women may effect Poli eies, dispose of the money by will, as if single; and their Policies are protected from the debts of their husbands, according to duration, to amounts similar to those stated above. 10—Settlement Policies. —Policies effected fur the benefit of the wife and children of the Insured are absolutely protected from the claims of creditors to the extent of £2000, provided that the premiums are payable during life, or any period not less than seven years. If apportionment is not made at the time, it can be subsequently made by will. 11—Probate, &c, dispensed with —When .-a claim under a Policy "does not exceed £200, the Commissioner may dispense 'with the production of Probate or Letters of Administration, thus saving great expense to the representatives of the Insured. ■ 12—Prompt payment of Claims and no discount charged. W. GtISBOBMB, Commissioner. AGENT FOB THB THAMES:— JAMES HOPCRAMY EYEM N a ST A B O F FIOB Gbahamstowk. " THE DEBTORS AND CREDITORS ACT, 1875. mHE EVENING STAR (THAMES) Has been appointed a Gazette under the above Act. . FOE ECONOMY, TEA 2s 6d, at : McGO^AN'S.. • j