Page 4 Advertisements Column 4

Thames Star, Volume VII, Issue 2536, 21 February 1877, Page 4

Insurance lUBW ZEALAND GOVEBNMENT LIFE INSUBANCE. I—The Government Lift /Insurance Department issues all desirable forms of Policies. The Paymnt of every Policy if guaranteed by the Colony. Participation in Pront* is authorised by the Legit v lature to be given to Policy-holders. 2- Premium rates are lower than those of Prirate Companies. 3—No Policy or Medical Fees charged. 4-All Policies are non-forfeit-able after one full annual payment to the full extent of their value, under a special regulation providing for the continuance in foroe of evory Policy for the original amount, until the surrender-value of the Policy is exhausted in payment of premiums. s—Absolute Security from Loss —Insurers, after having puid three full annual premiums, are guaranteed a cash surrender value of not less than 40 per cent, of the paid-up premiums; and if for any reason the premiums are not paid when due, a paidup Policy will be issued, generally equal in amount to the premiums paid, and often much in excess. 6—Thirty days of grace are allowed on all Renewal Premiums. 7—Liberal conditions ■* to travelling and residence. B—Policies protected from Bank-ruptcy-—An Insurance Policy effected by the Insured, henafid* on his own life, is pro* tected from bankruptcy or insolvency laws to a certain amount, which increases with its duration. Thus, after it has endured for two years, it is protected to the extent of £200; after five years, to £500; after seven years, to £1000; after ten years, to £2000. This protection applies only in favour of the personal representative of the Insured. 9—Married women may effect Poli cies, dispose of the money by will, as if single j and their Policies are protected from the debts of their husbands, according to duration, to amounts similar to those stated above. 10—Settlement Policies-—Policies effected for the benefit of the wife and children of the Insured are absolutely protected from the claims of creditors to the i extent of £2000, provided that the premiums are payable during life, or any period not less than seven years. If apportionment U not made at the time, it can be subsequently made by will, 11—Probate, <fee, dispensed with —When w claim under a > Policy does not exceed £200, the Commissioner may dispense with the production of Probate or Letters of Administration, thus saving great expense to the representatives of the Insured. 12—Prompt payment of Claims and no discount charged. ** W. GISBOBOTt, Commissioner. AGENT FOB THE THAMES :— JAMES HOPCRAFT, EVEININ3 STAR OFFICE Gbahamstown. i " THE DEBTORS AND CREDITORS ACT, 1875. nnHE EVENING STAB (THAMES) Has been appointed a Gazette under the above Act. FOE ECONOMY, TEA 2s 6d, at , McGO WAN'S.