Page 4 Advertisements Column 4

Thames Star, Volume VII, Issue 2534, 19 February 1877, Page 4

Insurance VT EW ZEALAND GOVERNMENT LIFE INSURANCE. I—The Government Lift /Insurance Department iasueß' all desirable forms of Policies. The Payment of every Policy is guaranteed ly the Colony. Participatioa in Profit* is authorised by the Legis lature to be given to Policy-holders. : 2-Premium rates are lower than those of Private Companies. 3—No Policy or Medical Pees charged. 4-All Policies are non-forfeit-able after one full annual payment to the full extent of their value, under a special regulation providing for the continuance in force of every Policy for the original amount, until the surrender-value of the Polioy i» exhausted in payment of premium!. s—Absolute Security from Loss —Insurers, after having paid three full annual premiums, are guaranteed a cash surrender value of not less than 40 per cent, of the paid-up premiums; and if for any reason the premiums are not paid when due, a paidup Policy will he issued, generally equal in amount to the premiums paid, and often, much in excess. 6—Thirty days of grace are allowed on all Benewal Premiums. 7—Liberal conditions •• to trarelling and residence. B—Polieiesproteetedfromßank- . ITiptcy. —An Insurance Policy effected by the Insured, Una fide on his own life, is protected from bankruptcy or insolvency lawi to a certain amount, which increases with its duration. Thus, after it has endured for two years, it is protected to the extent of £200; after five years, to £600; after seven years/ to £1000; after ten years, to £2000. This protection applies only in favour of the personal representative of the Insured. 9—Married women may effect Poli cies, dispose of the money by will, as if single; and their Policies are protected from the debts of their husbands, according to duration, to amounts similar to those stated above. 10—Settlement Policies.—Policies effected for the benefit of the wife and children of the Insured aro absolutely protected from the claims of creditors'to the i extent of £2000, provided that the premiums are payable during life, or any period not less than seven years. If apportionment is not made at the time, it caa be subsequently made by will. 11—Probate, &c, dispensed with —When a claim under a Policy does not exceed £200, the Commissioner may dispense with the production of Probate or Letters, of Administration, thus saving great expense to the representatives of the Insured. 12—Prompt payment of Claims and no discount charged. W. GISBOBHB, Commissioner. AGENT FOB THB THAMES:— JAMES HOPCRAFT, 'EYfl'ftlNa STAB OFFICE Gbahamstown. "THE DEBTORS AND CREDITORS ACT, 1875. mHE EVENING STAR (THAMES) Has been appointed a Gazette under the above Act. FOE ECONOMY, TEA 2s 6d, at McGOWAN'S.