Page 4 Advertisements Column 2

Thames Star, Volume VII, Issue 2532, 16 February 1877, Page 4

Insurance vj E W ZEALAND GOYEBNMENT LIFE INSURANCE. I—The Government Lift /Insurance Department "sues all desirable formß of Policies, The Payment of ever} Policy is guaranteed by the Colony. Participation in Profits is authorised by the Legis lature to be given to Policy-holders, 2-Premium rates are lower than those of Private Companies. 3_No Policy or Medical Pees charged. 4—All Policies are non-forfeit-able after one full annual payment to the full extent of their value, under a Bpecial regulation providing for the continuance in force of every Policy for the original amount* until the surrender-value of the Policy is exhausted in payment of premiums. • s—Absolute Security from Loss Insurers, after having paid three full annual premiums, are guaranteed a cash Burrender value of not Jesß than 40 per cent. oJ -the paid-up premiums ; and if for any reason the premiums are not paid when due, a paidup Policy will be issued, generally equal in amount to the premiums paid,- and often much in excess. ■ 6—Thirty days of grace are allowed on all Renewal Premiums. 7—Liberal conditions as to travel ling and residence. , B—Policies protected from Bankruptcy- —An Insurance Policy effected by the Insured, Una fide on his own life, is protected from bankruptcy or insolvency laws to a certain, amount, which increases with its duration. Thus, after it has endured for two years, it is protected to the extent of £200 j after five years, to £500; after seven years, to £1000; after ten years, to £2000. This protection applies, only in favour ■of the personal representative of the Insured. 9—Married women may Effect Poli cies, dispose of the money by will, aB if single; and their Policies are protected from the debts of their husbands, according to duration, to amounts similar to those stated above. 10—Settlement Policies- —Policies effected for the benefit of the wife and children of the Insured are absolutely protected from the claims of'creditors to the extent oi £2000, provided that the premiums are payable during life, or any period not less than seven'years. If apportionment is not made at the time, it can be subsequently made by will. 11—Probate, &c, dispensed with —rWhen a claim under a Policy does not exceed £200, the Commissioner may dispense with the production of Probate or Letters of Administration, thus saving great expense to the representatives of the Insured. 12—Prompt payment of Claims and no discount charged. ■ W. GISBOBHE, Commissioner. AGENT FOE THE THAMES i— JAMES IOPCEAW, EVENING 8T AS 6 F FIOE Geahamstown. "THE DEBTORS AND CEEDITOEB ACT, 1875. mH E E V.. ENI N G ST A E ' • ! (THAMES) Has been appointed a Gazette under the . above Act. FOB ECONOMY,. TEA 2s 6d, at . MoGO WAN'S.