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; Insurance a . ' . * -■-■'* ' • - ISJ B W Z- El; a/L 'Apt b ; ■ . ;-'.■:■..•• r'yu/i ■ t -^£L? GO¥EfiNMifeT 'Cs-O Ilife insubancb. i .?btcooo. 'x ■ I - '•- ?r/XE^>Wi'i t 1— The Gpyernnient Lift Insurailce Dep&,lJtiiienf'/ißßueß"'"'a^ desirable IfoVms of'Folicies. "The Payment of evcrs [Policy is guafwtetil-hy tfrejColany. Participation in Pfotiifl is authorised by the Legis jlatureto be given to Policy-holders. ; ., v I 2- Premium rates are lower than ;thoBo ? of Private Companies ->■■ L ->7 ■ j .^ j■ " *'\~' •iri",'^.-.':^; .;." L ■"' '■' ..i:l i l3^mo 3P6lie3ror Medilal -Pees Jpharged. ' | 4—All Policies arVn^Kfbtieit- \ able after one fullf aiifiiial: pay merit ;itd the ffull extent of their value, upder-ik special providing for^th* cdritinUSiico in iforce of every Policy for the Original amount, |untsl the surrender-value of thisJPoliey is exhauled iujpajmeni of premium*; '/i:S}Til ! s—Absolute Security from Loss ~^nßurer», aftfr having, paid^ tb«M, fall anniiaf' premiams; .are: guaranteed'.j^, baah (jujr^; Vender value of not lees than 40 per cent, of .the paid-up premiums; and if for any reason •■ -the premiunis are not paid when due, * paid-, up Policy trill be issued, generally equal in amount to the premiums paid, and often much inexceM. 1 6—Thirty days of grace are allowed on all Reaewal Premiums. 7—. Liberal conditions a§ to trarelling and ?e»ideace. B—Policies protected from Bankpniptcy.—An Infuranpel. Policy effected by jthe Insured, lenajide tm his own life, is ; pro? tectTed-from bankruptcy br'ihsolvency^uWß ib a certaia ampuat, which increases v : ith its jduratibhj" Thus, iaftlrtit nSß|enotui^d^o|.two years, itl« protected to tlie' extent of £200; after five years, to £500 j after soven years, to £1000j,after, ten yews, to .£2OOO. . Thie protection applies only in tfavour^ of th« penon4representative pf the Insured.., : i _ 9—Married women may eflbcfePoUy; cies, dispote of the money-by will, as if single; and,.their..Policies, are protectedv-from the^ debts of their huiiTjaniJs, according to duration, to amounts similar to those stated abore. I jfo^^i^imenti feoiicies, --^Poiicieg effected -fo* the'"Wiiefit?' 6t the Wife" and children of the Insured! are absolutely protected from the olaims of creditars to the fxtentjjfjE;^ are payable during life, or any period not leas than seven years. If apportionment is not made at the time, it can befaubsequently made by will. ll—^Profeate, &o. } dispensed with ~When a wlaim under' a Policy. does not exceed £200, the Commissioner may dispense with the production of Probate of AdininistrttUon,s,thue;saying great expense to the repreae ntatives of the Insured. • „ . . ... .■ . 12—Prompt payment of Claim* and no discount churgod. T:> "''■'■ '■•'•'■ 'r *rr" ■ ! yV. GISBOBHB, Comm'asmer. \ AGENT FOR THE THAMES i— ; ■ JAMES, HOPCB AFT, EYE'IiING STAR," OFFlbjB Gbahamstowjit. FOE ECONOMY, TEA 2a 6d, at McGOWAN'S. 3

Permanent link to this item
Hononga pūmau ki tēnei tūemi

https://paperspast.natlib.govt.nz/newspapers/THS18770210.2.16.3

Bibliographic details
Ngā taipitopito pukapuka

Thames Star, Volume VII, Issue 2527, 10 February 1877, Page 4

Word count
Tapeke kupu
418

Page 4 Advertisements Column 3 Thames Star, Volume VII, Issue 2527, 10 February 1877, Page 4

Page 4 Advertisements Column 3 Thames Star, Volume VII, Issue 2527, 10 February 1877, Page 4

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