Page 4 Advertisements Column 2

Thames Star, Volume VII, Issue 2524, 7 February 1877, Page 4

Insurance

VTEW ZEALAND GOVERNMENT LIFE INSURANCE.

I—The ppvernmentli^ft Insurance DeiJairtnient i"*^es an;,dc»irawe forms of Policies. The Payment f>f every Policy is guaranteed ly t^e.. Colony. Patti-; cipatioH in Profit* is authorised'bythe Legis lature to be given to Policy-holders. " 2- Premium rates are. lower than those of Private Companies.^ _,_ -.. :- . 3—No Policy or Medical-|sef, charged. J4-|ll| l>olicie^arft^on-fbtfeit-able after one full annual payment to.the. full extent ,ot their, yalue< under-* fpecial regulation providing rthe eontinuawee in force of every Policy for the original amount, untjl the Bttrren.der-v.alue of £he^oHeyyi»,es? hausted in payment of preiniumst | § % % ■ "... .A-JjL k }L .%-J- .«-' "■■-■? ■* kl *- SH^olute^e^^pdii Lpss; —Iniuver^/after^having paid thifbe full annual premiums, are guaranteed:;* cßahsury, render value of not less than 40 per cen|t. ol thVpaidup pr einiuinif ? and'if.ib'r'anyi '#»•«*; tbe r premiums ere not pnid vhen'd'ueJ^^iW* up Policy will be] issued J generally; eqtiill 1 in amount to thenprenajuins [paidj^ianet-'often much inexcess. ."... • -.-• li': "{l"” ::: '*;:>;:'^ 8-Thirtyjdays of gradate allowed on all Benewal Premiums. „, v- ' , 7—Liberal condition« ■■#<>-A»wJ-.. ling MdWsidence. "" "

8-Px>llcießpr©tee^4flfpmßamik-iruptd^-^n*l«surance >Policy effeotetrbr ! the Insured, btnafideon his own life, is pro* '. tected from bankruptcy or , insolvency 4j»wj-Jo, ■ a ctiriM&Masnsishim~wcifye»;mt)i *itsduration. Thus, after it has endured for-two- : years, it is protected to the extent of £200; I after five years, to £500; after seven years, ito £1000; after ten years, to £2000. This I protection applies only in favour of the -personal representative of the Insured, j ,9—Married women jnay effect Poii ;cies, dispose of the money by will, as if single; and their Policies - are protected t from the debts of their'husbands, according-to duration, to amounts similar to those stated aboTe. 10-Settlement Policies—Policies effected fur the benefit of the wife and children of the Insured are absolutely pro- ! tooted! from the claims "of creditors to 1 the extent of £2000, provided that theipremiums are payable during life, or any period not less than seven years. If apportionment is not made at the time, it can be subsequently made by will. < 11—Probate, &c, dispensed with :—When.,ai.olaik-?itnaeri'a Policy' does-not exceed £200, the Commissioner may dispense with the production of Probate or Letters of Administration, thus saving great expense to the representatives of the Insured. .1 : 12—Prompt payment of Claims and no discount charged. W. GIBBOBMB, Commissioner.

AGENT FOB THE THAMES t— JAMES JIOPCBAFT, EVEHIN3 STAB OFFICE GSAHAMfITOWH. -

" THE DEBTOBS AND CBEDITORS * ACT, 1875. mHE EVENING STAB (THAMES) Has been appointed a Gazette under the ! - above Act.

EOE ECONOMY, TEA 2s 6d, at McGOWAN'S.