Page 4 Advertisements Column 4

Thames Star, Volume VII, Issue 2521, 3 February 1877, Page 4

Insurance - ■ . M»S \l' E W : Z 15 ALAND ■v • GOVERNMENT LIFE INSTJBANCE. I—The Government Life |A SUS" anee Department issues ail desirable forms of Policies. The -Payment of every Policy is guaranteed ly the Colony. Participation in Profits is uuthdrised by the Legw Jature to b«s. given, to. Policy 2- Premium rates are lower than those of Private Companies. 3_N O Policy or Medical Fees charged. 4-All Policies are non-forfeit-able after oue full annual payment to the full extent of their value, under a } special regulation providing for the continuance in force of every Policy for the original amount, until the surrender-value of the Policy » ex* hausted inpayment of premiums. -. 5-Absolute Security from Loss —Insurers* after having poid three full annual premiums, are guaranteed a cash surrender value of notices than 40 per cent, of the paid-up premiums; and if for any reason the premium)! ere not paid when due, a up Policy will he issued, generally equal in amount to the premiums 1 paid,, and often much in excess. 6~Thirty days of grace are allowed on all Renewal Premiums. , 7—Liberal conditions as to travel ling and residence. 8-Policies protected from Bankruptcy.—An Insurance Policy effected by thtilnsured, Una fide on his own life, is protected from bankruptcy or insolvency laws to a certain amount, which' increases with its duration. Thus, after it has endured for two years, it is protected to the extent of £200} after five years, to £600 j after seven years, to £1000; after ten years, to £2000. This protection applies only in favour of "the personal representative of the Insured. ' 9—Married women may effect Poli cieß, dispose of the money by will, as if single; and their Policies' are protected from the debts of their husbands, according to duration, to amounts similar to those stated above. 10-Settlement Policies—Policies effected for the benefit-of the wife and children of the* Insured are absolutely protected from the claims of creditors to the I extent of $2000, provided that the premiums I aWpayable during life, or any period not less t than seven .years. Jf apportisnment is not made at the time, it can be subsequently made by will. 11—Probate,,&c, dispensed with —When a claim under a Policy does not exceed £200, the Commissioner may dispense with the production of Probate or Letters of Administration, thus saving great expense to the representatives of tho Insured. . 12—Prompt payment of Claims and no discount charged. . W. GISBOBNB, . . ' '. Commissioner. AGEIST FOB THJB THAMES i— JAMES UOPCKAFf, E!YfitflN3 STAB OFFICE GrBAHAMSTOWK. THE EVENING STAR. mHE present is a Good Time for Subscribing to the Stab. Names and subscriptions received at any time duriDg the Quarter. Terms 6s 6d per quarter in advance. 7s 6d „ „ booked. Residents in the Townships can have the Stab Delivered and pay weekly the. sum of Sixpence. FOR ECONOMY, TEA 2s 6d, at McGOWAN'S. 1