Page 4 Advertisements Column 2

Thames Star, Issue 2519, 1 February 1877, Page 4

Insurance vr E W ZEALAND GOVEENMENT LIFE INSURANCE. I—The Government Lift .Insurance Department issues all desirable forma of Policies. Tlie Payment of evcrs Policy is guaranteed by the Colony^ Participation in Pronto is authorised by the Legis lature to be given to Policy-holders. 2- Premium rates are lower than i those of Prirate Companies. 3—No Policy or Medical Pees charged. 4-All Policies are non-forfeit-able after one full annual payment to the full extent of their value, under a special regulation providing for the continuance in force of every Policy for the original amount, until the surrender-value of the Policy is exhausted in payment of premiums. 5-Absolute Security from Loss —Insurers, after having puid three full annual premiums, are guaranteed a cash surrender value of not less than 40 per cent, oi the paid-up premiums; and if for any reason the premiums are not paid when due, a paidup Policy will he , issued, generally equal in amount to the premiums paid, and often much in excess. . 6—Thirty days of grace «•allowed on all Benewal Premiums. 7—Liberal conditions a« to travelling and residence. 8-Policies protected from Bankruptcy' —An Insurance Policy effected by the Insured, l»nafide on his own life, is protected from bankruptcy or insolvency laws to a certain amount, which increases with its duration. Thus, after it has endured for two years, it is protected to the extent of £200; after five years, to £500; after seven years, to £1000; after ten years, to £2000. This protection applies only in favour of the personal representative of the Insured. 9—Married women may effect Poii cies, dispose of the money by will, as if single; and their Policies are protected from the debts of their husbands, according to duration, to amounts similar to those stated above. 10—Settlement Policies—Policies effected for the benefit of the wife and children of the Insured aro absolutely protected from the claims of creditors to the extent of £2000, provided that the premiums are 1 payable during life, or any period not less than, seven years. If apportionment is not made at the time, it can be subsequently made by will. 11—Probate, &c, dispensed with —When a claim under.a Policy does nob exceed £200, the Commissioner may dispense with the production of Probate or Letters of , Administration, thus saving great expense to i the representatives of the Insured. 12-Prompt payment of Claims and no discount charged. W. GIBBOBOT, Commissioner. AGENT FOB THE THAMES:— JAMES lOPCRAIT, EVENING* STAR OFFICE Gbahambtowk. THE EVENING STAR. npHE present is a Good Time for Subscribing to the Stab. Names and sub; scrip'tions received at any time during the Quarter. Terms 6s 6d per quarter in adrance. 7s 6d „ „ booked. Residents in the Townships can have the Stae Delivered and pay weekly the sum of Sixpence. FOB ECONOMY, TEA 2s 6d, at McGOWAN'S.