Page 4 Advertisements Column 2

Thames Star, Volume VII, Issue 2509, 20 January 1877, Page 4

Insurance &JEW ZKALAKD GOVEENMENT LIFE INSUKANCE. I—The Government Lift Insurance Department issues all desirable forms of Policies. The Payment of every Policy is guaranteed by the Colony. Participation in Profits is authorised by the Legis lature to be given to Policy-holders. 2- Premium rates are lower than those of Private Companies. 3—No 'Policy or Medical Fees charged. 4-All Policies are non-forfeit-able after one full annual payment to the full extent of their value, under a Bpecial regulation providing for the continuance in force of every Policy for the original amount, until the surrender-value of the Policy is ex> hausted in payment of premiums. s—Absolute Security from Loss —Insurers, after having paid three full annual premiums, are guaranteed a cash surrender value of not less th"an 40 per cent, of the paid-up premiums 5 and if for any reason the premiums are not paid when due, a paidup Policy will be issued, generally equal in amount to the premiums paid, and often much in excess. 6—Thirty days of grace are allowed on all Renewal Premiums. 7—Liberal conditions as to travel ling and residence. B—Policies protected from Bankruptcy. —An Insurance Policy effected by the Insured, honajide on his own life, is protected from bankruptcy or insolvency laws to a certain amount, which increases with its duration. Thus, after ife has endured for two years, it is protected to the extent of £200 j after five years, to £500; after Beven years, to £1000; after ten years, to £2000. This protection applies only in favour of the personal representative of the Insured. 9—Married women may effect Poli cies, dispose of the money by will, as if single j and their Policies are protected from the debts of their husbands, according to duration, to amounts similar to those stated above. 10—Settlement Policies.—Policies effected for the benefit of the wife and children of the Insured are absolutely protected from the claims of creditors to the extent of £2000, provided that the premiums are payable during life, or any period not less than seven years. If apportionment is not made at the time, it can be subsequently made by will. . 11—Probate, &c, dispensed with —When a claim under a Policy does not exceed £200, the Commissioner may dispense with the production of Probate or Letter a of Administration, thus saving great expense to the representatives of the Insured. 12—Prompt payment of Claims and no discount charged. W. GIBBOBNB, Commissioner. AGENT FOR THE THAMES:— JAMES HOPCMIT, EVENING STAR OFFICE Gbahamstowk. THE EVENING STAR. nnHE present is a Good Time for Sub* scribing to the Stab. Fames and subscriptions received at any time during the Quarter. Terms os"6d per quarter in adyance. 7a 6d „ ,1 booked. Eesidents in the Townships can have the Stak Delivered and pay weekly the sum of Sixpence. FOE ECONOMY, TEA 2s b'd, at McGOWAN'S.