Page 4 Advertisements Column 2

Thames Star, Volume VII, Issue 2497, 6 January 1877, Page 4

Insurance VT ■ B W Ji ZBAL A» D ;:^:Vi'r;: goyebnment ":" "LIFE INSXJEANGiE, I—The Government Life"lnsurance DCDaxtment issues all desirable [ forma of Policies. The Payment of eocrs I Folicy is guaranteed by the Colony, Participatioa in Profits is authorised by the Lcgia lature to be giveato Policy-holders; ■ .2-Premium rates are lower than those of Private Companies. 3—No Policy or Medical Fees charged. 4-All Policies are non-forfeit-able after one full annual payment to the full' extent of their value, under a special regulation providing for the continuance in force of every, Policy for the original amount, untilthe Burrendor-value of the Policy is exhausted in payment of premiums. • s—Absolute Security from Loss —lusurere, after having puid three full annual premiums, are guaranteed a cash sur» render vulue of not Jess than 40 per cent. 61 r the paid-up premiums; and if^for any reason, the premiums are noilpaid when due, a paid-. up Policy will be issued generally equal in amount to the premiums paid, and often much inexecas. 6—Thirty Says of grace*™ allowed on all Benewal Premiums. : s 7—Liberal conditions «» to travel ling and residence. B—Policies protected from Bankruptcy.— 4n Insurance Policy effected by the Insured, iendjide on his own life, ib protected from bankruptcy or insolvency lnws to i a certain amount, which increases with its duration. Thus, afier it has endured for two years, it is protected to thor extent of £200; after five years, to £500; after seven years, to £1000; after ten years, to £2000.' This protection appliesl only in favour of the personal representative of the Insured. 9—Married women>»y effect Poii. cies, dispose of the. money by will, as if single; and their Policies are protected from the debts of their husbands, according to duration, to amounts similar to those stated above. 10—Settlement Policies. —Policies effected for the benefit of the wife and children of the Insured- ore absolutely protected from the claims of creditors to the extent of £2000,-provided that the premiums are payable during life, or any period not less than seven years. If apportionment is not made at the time, it can be subsequently made by will. 11—Probate, &c, dispensed with •—When a claim under a Policy does not exceed £200, the Commissioner may dispense with the production of Probate or Letters of Administration, thus saving great expense to the representatives of the Insured. 12—Prompt payment of Claims and no discount charged. W. GISBOBME, 'Commissioner. AGENT FOR THE THAMES:— JAMES HOPCBAIT, ETEMNa STAB OFFICE Gbahamstoww.

FOR" ECONOMY, TEA* 2s 6d. at .■■MoGOWAW'B; ;