Page 4 Advertisements Column 2

Thames Star, Volume VII, Issue 2494, 3 January 1877, Page 4

Insurance E W ZEALAND GOVERNMENT LIFE INSURANCE. I—The Government Life' Insurance Department isßues all desirable forms of Policies. TJie Payment of evcrs Policy is guaranteed by the Colony. Participatioa in Profits is authorised by the Legis , lature to be given to Policy-holders. 2- Premium rates are lower than those of Private Companies. 3—No Policy or Medical Fees charged. 4—All Policies are non-forfeit-able after one full annual payment to the full extent of their value, under a special regulation providing for the continuance in force of every Policy for the original amount, until the surrender-value of the Policy is exhausted in payment of premiums. s—Absolute Security from Loss —Insurers, after having paid three full annual premiums, are guaranteed a cash surrender value of not less than 40 per cent, of the paid-up premiums; and if for any reason the premiums are not paid when due, a paidup Polioy will be issued, generally equal in amount to the premiums paid, and often much in excess. on all Renewal Premiums. 7—Liberal conditions as to travelling and residence. B—Policies protected from Bankruptcy. —An Insurance Policy effeoted by the Insured, Isnafide on his own life, is protected from bankruptcy or insolvency laws to a certaia amount, which increases with its duration. Thus, after it has endured for two years, it is protected to the extent of £200; after five years, to £500; after seven years, to £1000; after ten years, to £2000. This protection applies only in favour of the personal representative of the Insured. 9—Married women may effect Poli cies, dispose of the money by will, as if single; and their Policies are protected from the debts of their husbands, according to duration, to amounts similar to those stated above. l^Settlement Policies. —Policies effectra^^fojr^ t^e benefit of the wife and children of liie "Insured are absolutely protected from the claims of creditors to the extent of £2000, provided that the premiums are payable during life, or any period not lobs than seven years. If apportionment is not made at the time, it can be subsequently made by will. 11—Probate, &c, dispensed with —When a claim under a Policy does not exceed £200, the Commissioner may dispense with the production of Probate or Letters of Administration, thus saving great expense to the representatives of the Insured. 12—Prompt payment of Claims and no discount charged. | W. Gisbobne, Commissioner. I AGENT FOE THE THAMES:— JAMES HOPCRAIT, EVENING BTAR OFFICE, Gbahamstown. THE EVENING STAR. rpHE present is a Good Time, for Subscribing to the Stab. Names and subscriptions received at any time during the Quarter. Terms 6s 6d per quarter in advance. 7s 6d „ » booked. Residents in the Townships can have tks Stab Delivered and pay weekly the SUm 01 Sf£PENCE. FOE ECONOMY, TEA 2s <?d, jit McGOWAN'S.