Page 4 Advertisements Column 7

Thames Star, Volume VII, Issue 2178, 28 December 1875, Page 4

Insurance VT E W Z X A LAN D. GOVEBNMEM! =:»vl' LIFE INSXJRA I—The Government Life Insurance Department issues all desirable fo'iDß of Policies. The Payment of every Policy is guaranteed by the Colony, Pwti* cipatioa in Profits is authorised by the Legii lature to fee given to Policy-holders. * ,; 2- Premium r^es;are iowe*sim those of Pnyate Companies.- ;;"; 3-No Policy or Medical *S& charged. . w 4—All Policies are non-forfeit-able after one full annual payment to the full extent of their value, under a special regulation providing for the continuance in force of every Policy for the original amount, until the surrender-value of the Policy ii ex* hauated in payment of premiums, , s—Absolute Security from Loss —Insurers, after having paid three M annual premiums, are guaranteed a; cash surrender value of not less than .40 per ceat, pf the paid-up premiums j and if,for any reason the premiums ere not paid when due, a paid* up Policy will be issued^ generally equal in amount to the premiums paid, and often much in excess. " '"■ ; ■ - n on all Renewal Premiums. • ■ :.■'■'. <v > '"'> . 7—Liberal conditions as to tr*r«l. hag and residence. r ; B—Policies protected from Bank' ruptcy. —An Insurance Policy effected*#7 the Insured, bmajide on his. own,life, is protected from bankruptcy or irisolvenry laws to a certuia amount, which increases wi^h ( ?ts duration. Thus, after it has endured 'fo^'tVi» years, it-is protected to the extent -62QQ!j after five years, to dBBOQ; after seven ye*™* to £1000; after ten years/ to £2ipoo. 'Ttffa protection applies only in favour of" toe personal representative of the Insured. ' 'f 9—Married women may effect Policies, dispose of the money by will, as if single; and their Policies are protected from the debts of their husbands, according to duration, to amounts similar to those stated above. 10—Settlement Policies. —Policies effected for the benefit of the wife and children of the Insured are absolutely pro* tected from the claims of creditors to the extent of £2000, provided that the premiums are payable during life, or any period not less than seven years. If apportionment is not made at the time, it can be subsequently made by will. 11—Probate, Ac, dispensed withj —When a claim under a Policy does not exceed £200, the Commissioner may dispense with the production of Probate or Letters of Administration,, thus saving great expense to the.representatives of the Insured. 12—Prompt of Claims and no discount charged. W.-GISBQBHE, ' Commissioner. AGENT FOR THE THAMES:— JAMES HOPCRAFT, EVEMNa STAR OFFICE, Gbahahstowk. THE THAMES EVENING STAR (THE (ELDEST EVENING PAPEIt IS THE KtOVINCE OF AUCKLAND) TS PUBLISHED DAILY at FOUI O'CLOCK and contains the Very Lates; News up to the hour of going to press The Star can be obtained froni tile Publishing Office, Albert-street, Grahamstown, PRICE ONE PENNY, or delivered or Sixpence pbb Wjbkx. Advertisers liberally dealt with. T^tas ou application at the Office. AGENCIES— London, Gobdon & Gotch .; „ F. Ai^asn ' ■'. ■■.■:"; o Melbourne, Gosvon & Gotch Sydney, „ Auckland, J. Kino, 37, Insurance Buildings Shortland, J. H. Jeffebsojj „ J. jN"©DDEB N „ Mobgan's Fancy Bazaar Grahamstown, J. Cabteb „ Bubba r Tararu Koad— Ellis Post Office Store. Mackaytown—H. McKay, Post-office Paeroa—T. W. Alien, Kobia Hood Hotel HOPCEAFT, McCULLOUGH & Co., RO !PK XT? TO US ALBERT STREET, GRAHAMSTOWN . THAMES.