Page 4 Advertisements Column 7

Thames Star, Volume VII, Issue 2168, 15 December 1875, Page 4

Insurance E W ZEALAND. GOVEBNMENT LIFE INSUEANCE. I—The Government Life Insurance Department issues all desirable I f£ r™B °. f policies. The Payment of even Policy is guaranteed by Ike Colony Participation in Profits is authorised by the Legii lature to be given to Policy-holders. ti,2:~?r^ um rate?are lower than those of Private Companies. 3—No Policy or Medical Pees charged. 4—All Policies are non-forfeit-able after one full animal payment to the full extent oi their value, under a special regulation providing for the continuance in force of every Policy for the original amount, until the surrender-value of the Policy is ex« hausted in payment of premiums. s—Absolute Security from Loss —Insurers, after having piid three full annual premiums, are guaranteed a cash, surrender value of not Jess than 40 per cent, of the paid-up premiums ; and if for any reaßon. the premiums sre not paid when due, a paidup Policy will be issued, generally equal in amount to the premiums paid, and often much m excess. 6-Thirty days of grace are allowed on all .Renewal Premiums. ' 7—Liberal conditions as to travel. ling and residence. 8-£ oliciesprotectedfromßankrUPtcy.—An Insurance Policy effected by Ihe Insurfd, Una fide ou his own life, is protected from bankruptcy or iiuolvenry Liws to a certain amount, whii h increases with itsduration. Thus, a'f er it has endured for two ' years, it is protected to the extent of £200----after five years, to £500; after seven yearn, to £1000; after ten years, to £2000. This proteeiiou applies only in favour of the personal representative of the Insured. 9—Married women may effect Policies, dippoee of the money by will, as if single j and th.ir Policies are protected from the: debts of their busbards, according to duration, to amounts similar io those stated above. 10-Settlement Policies -^ Policies erl cted f.:r the benefit; of the : wife and cbildr. ri of the Insured are absolutely protected from the claims of creditors to the extent of £2000, providtd that the premiums sire payable during life, or any period not less than seven years. If jipiortijnment Is not made at the time, it can be subsequently made by will. 11—Probate, &c, dispensed withji —When a claim under a Policy does not exceed £200, the Commissioner may dispense with the production of Probate or Letters of Administraiion, thus saving great expense to the representatives of the Insured. ' 12-Prompt .payment of Claims' and no discount charged. W. GISBOBSE, Commissioner. AGENT FOE THE THAMES:— JAMES HQPCBAFTr EUHNG BTAE OF FIC E, Gbahamstown. THE . ;- THAMES EVENING STAR (THE OLDEST EVENING PAPEE IN THE PROVINCE OF AUCKLAND) : V TS PUBLISHED DAILY at FOtJS O'CLOCK and contains the Very Lates; News up to the hour of going to press The Stab can be obtained from the Publishing Office, Albert-street, Grahamstown, PRICE ONE PENNY, or delivered or Sixpence pbb W.eek. Advertisers liberally dealt with. Terms on application at the Office. AGENCIES— London, Gobdon & Gotch „ F. AtGEB Melbourne, Goedon & Gotch ■Sydney, Auckland, J. King, 37, Insurance Buildings Shortland, J. H. Jeffbeson „ J. Nqddeb „ Mobgan's Fancy Bazaar Grahamstown, J. Cabteb ' „ Bueba Tararu Eoad — Elms Post Office *■ Store. / Macfcaytown—H. McKay, Post-office Paeroa—T. W. Allen, Eobin Hood Hotel HOPGRAFT, McCULLOUGH & Co., Pbopbietobs, ALBERT STREET, GRAHAMSTOWW THAMES.