Insurance ■•■V B V Z E A L A V D. .' ' & GOVEBNMENT LIFE INSURANCE. I—The Government Life Insurance Department issues all desirable forms of Policies. The Payment of every Policy is guaranteed ly the Colony. 1 Parti* cipatioa in Profits is authorised by the Leeit lature to be given to Policy-holders; 2-Premium rates are lower than those of Private Companies. 3-No Policy or Medical Pees charged. 4—All Policies are non-forfeit-able after one foil annual payment to th# lull extent of their value, under a speciM regulation providing for the continuance flp force of every Policy for the original amount, until the surrender-value of the Policy is ex« haueted in payment of premiums. s—Absolute Security from Lose —Insurers, after having paid threo full annual premiums, are guaranteed a cash iur. render value of not less than 40 per cent, of the paid-up premiums; and if for any reason the premiums sre not paid when due, a paid* up Policy will be issued, generally equal in amount to the premiums paid, and often much in excess. 6-Thirty days of grace are allowed on all Eenewal Premiums. 7—Liberal conditions as to travel. ling »nd residence. 8-Policies protected from Bankruptcy.—An Insurance Polioy effected by the Insured, bsnafide on his own life; is pro* tected from bankruptcy or insolvency laws to a certain amount, which increases with itti duration. Thus, af»er it has endured for two years, it is protected to the extent of £200 j after five years, to £500} after seven y*ari, ; to £1000; after ten years, to £2000. This ; protection rpplien only in favour of the ■_ personal representative of the Insured. ; 9—Married Women may effect Policies, dispose of the money by will, as if single; and their Policies are protected from the debts of their husbands, according to duration, to amounts similar to those stated above. 10—Settlement Policies-—Policies effected for the benefit of the wife and children of the Insured aro absolutely pro- • tected from the claims of creditors to the i extent of £2000, provided that the premiums \ are payable during life, or any period not lest , than seven years. If apportionment is not j made at the time, it can be subsequently made by will. 11—Probate, Ac, dispensed with/ —When a claim under a Policy doea not exceed £200, the Commissioner may dispense with the production of Probate or Letters of Administration, thus saving great expense to t ho representatives of the Insured.-, •12—Prompt ..payment of Claimsj and no discount charged. W. QISBOHKE, Commissioner. AGENT FOR THE THAMES:— JAMES HOPCEAFT, EVE&IffG 8 TAR OFFICE, Gbahamstowh. THE THAMES EVENING STAR i . ;< ■ ■ . ■ (THE Oti)EST EVENING PAPER IN THE PBC VINCE OF ATJCK£Aia>) T S PUBLISHED DAILY at FOU£ O'CLOCK and contains the Very Latea; News up to the hour of going to press The Stab can be obtained from the Publishing Office, Albert-street, Grahamstown, PEICE ONE PENNY, or delivered or Sixpence pbb Wbkk. Advertisers liberally dealt with. Terms on application at the Oißce! AGENCIES— V^-^i London, Gordon & Gotch "„ F. AieEß Melbourne, Gobdon & Gotch Sydney, „ Auckland, J. King, 37, Insurance . Buildings . Shortland, J. H. Jeffebson „ J. N©ddeb „ Moboan's Fancy Bazaar Grahamstown, J. Cartes • „ BUEBA Tararu Eoad —- Eliis Post O£Gc« Store. Maekaytown—H. McKay, Post-office Paeroa-T. W. Ai^len, Kobin Hood Hotel HOPCUAFT, McCtTLLOUGH & Co., Pbopbietobs, ALBERT STREET, CUIAHAMSTOWN THAMES.
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https://paperspast.natlib.govt.nz/newspapers/THS18751209.2.28.6
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Thames Star, Volume VII, Issue 2163, 9 December 1875, Page 4
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544Page 4 Advertisements Column 6 Thames Star, Volume VII, Issue 2163, 9 December 1875, Page 4
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