Insurance XT B W Z B A L A X D. GOVEBNMENT LIFE INSURANCE. I—The Government Life Insurance Department i«»ues all desirsbLs forms of Policies. The Payment of men Policy is guaranteed by the Colony. Participation in Profit* is,authorised by the Legia* lature to be given to Policy-holder*. f ,2~? r«mi^ rates are lower than "4 those of Private Companies. ' ch 3-No Policy or Medical Fees 4-All Policies, are non-forfeit-able after one full annual payment to the full extent of their value, under, a speokl regulation providing for the continuant in force of every Policy for the original amount, until the surrender-vslue of the Poliej it exhausted in payment of premiums. ■ * s—Absolute Security from Loss —Insurers, after having paid three-full annual premiums, are guaranteed a each tur> render value of not less than 40 percent, of the paid-up premiums; and if for any reason the premiums are hot paid when due, a paidup Policy will be issued, generally eiuaTin amount to the premiums paid, and often much in excess. . ■ , 6-Thirty days of grfcoe are allowed on all .Renewal Premiums. 7—Liberal conditions as to travel. ling and residence. B—Policies protected from Bankruptcy* —An Insurance Policy effected'bv the Insured, lenafide on hi* own life, 1 is protected from bankruptcy or insolvency laws to a certain amount, which increases with its duration. Thus, after i% has endured fertwo years, it is protected to the extent of £200; »fter five years, fo £500; after seven yean, to £1000; after ten years, to £^QOO, This protec:iun r.pplie* only in favour 'of the personal representative of the Insured. 9—Married women ««y effect Policies, dispose ef the money by will, as if single; and thnr Policies are protected from the debts'of their huebards, according to dura* tion, to amounts similar to those stated above. 10—Settlement Policies-—Policies effected for the benefit of tbo wife and children of the Insured tr« absolutely' pro* tected from the claims of creditors to the extent of £2000, provided that the premiums »re payable during life, or any period noli less than eeven years. If apportbnment is not made at the time, it can be subsequently made by will. 11—Probate, &c, dispensed witnj —When a claim under a;Policy does not exceed- £200, the Commissioner may dispense with the production of Probate or Letters of Administration, thus saving groat expense to the representatives of the Insured. 12—Prompt of Claims anil no discount, charged. W. GISBOBKE, Commissioner.
j AGENT FOR THE THAMES :— JAMES HOPCEAFT, "ETKiMNa STAR OFFICE, GBAHiUSXOWK. THE THAMES EVENING STAR (the ohdest evening papek m the i>bo. VINCE OF AXTCKIiAND) TS PUBLISHED DAILY at FOUE JL O'CLOCK and contains the Very Lates; News up to the hour of going to prest The Stab can be obtained from the Publishing Office, Albert-street, Grahamstown, PEICE ONE PENNY, or delivered or Sixpence pbb Wjbbx. Advertisers liberally dealt with. Terms | on application at the Office. AGENCIES— London, Gobdow & Gotoh „ F. Algeh Melbourne, Gobdon & GoxcK Sydney, „ Auckland, J. King, 37, Insurance Buildings Shortland, J. H". Jepfbbson „ - vJ. N©ddeb „ Moboan's Fancy Bazaar Grahamstown, J. Cabteb » BtTEEA , Tararu Eoad — Ems Port Office Store. Mackaytown—H. McKay, Poit-offiot Paeroa-T. W. Allek, Kobin Hood Hotel HOPCEAFT, McCULLOUGH & Co., Pbopbibtobs, ALBERT STREET, ORAHAMBTOWK THAMES.
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https://paperspast.natlib.govt.nz/newspapers/THS18751206.2.18.6
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Thames Star, Volume VII, Issue 2160, 6 December 1875, Page 4
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530Page 4 Advertisements Column 6 Thames Star, Volume VII, Issue 2160, 6 December 1875, Page 4
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