Page 4 Advertisements Column 4

Thames Star, Volume VII, Issue 2064, 16 August 1875, Page 4

Business Notices BY HAND. . . £5 10s 13Y FEET. . . £9 10s lv stru ci ion to purchasers gratis!* Needles I and all rcquisitestalways en sale. J. GRIGG, AGENT FOB>?THE THAMES. An extensive and varied assortment of Iron Bedsteads, English and American' Cl^lirs, &c, lie., &c, MATTEESS MAKER AND , UNDERTAKER, THAMES BEDDING FACTORY POLLEN" STREET, NEAB THSS. KANAKA BBIDGE. EOY BROTHERS, PHOTOGRAPHERS, POLLE N-S TBIET, BHOB3?LAND. . . .. „.»i ■ . W. K. itcLEAN, AUCTIONEER, STOCK AND STATION AND GENERAL COMMISSION AGENT, ■ Napie4|Hawkes Bay, Holds WEEKL^SALES of HOBSES and .qthcr.STOCK at the REPOSITORY In Hastings stbeet. HOBSES received on Consignment and turned out in welLerossed paddocks, or stabled until the day of sale. W. K. McLean, 461 Napier, Hawbes Bay. VT E W 2 E A LA N D. , GO^EBNMENT LIFE INSURANCE. I—The Government Life Insurance Department issues all desirable forms of Policies. The Payment of every Policy is guaranteed by the Colony. Participation in Proflts is authorised by the Legislature to be given to Policy-holders. 2-Premium rates are lower th»n those of Private Companies. 3—No Policy or Medical Fees charged. 4—All Policies are non-forfeit-able after one full annual payment to the full extent of their value, under a special regulation providing for the continuance in force of every Policy for the original amount, until the surrender-value of the Policy is exhausted in payment of premiums. s—Absolute Security from Loss. <—Insurers, after having paid three full annual premiums, are guaranteed a cash surrender value of not less than 40 per cent, of the paid-up premiums ; and if for aisy reason the premiums ere not paid when due, a paidup Policy will be issued, generally equal in .amount to the premiums paid, and often much in excess. 6—Thirty days of grace are allowed on all Kenewal Premiums. 7—Liberal conditions o» to travelling and residence. B—Policies protected from Bank-ruptcy-—An Insurance Policy effected by the .Insured, henajide on his own life, is protected from bankruptcy or insolvency laws to a certain amount, which increases with its duration. Thus, after it has endured for two years, it is protected to the extent of £200; after five years, to £500 } after seven years, to £1000; after ten years, to £2000. This protection npplies only in favour of the personal representative of the Insured. 9—Married Women may effect Policies, dispose of the money by will, as if single; and their Policies are protected from the debts of their husbands, according to duration, to amounts similar to thoße stated above. 10~Settlement Policies.—Policies effected for the benefit, of the wife and ohildron of the Insured are absolutely protected from the claims of creditors to the extent of £2000, provided that the premiums are payable during life, or any period not less than seven years. If apportionment is not made at the time, it can bo subsequently made by will. 11—Probate, &c, dispensed with —When a claim under a Policy does not exceed £200, the Commissioner may dispense with the production of Probate or Letters of Administration, thus saving great expense to the representatives of the Insured. 12—Prompt,payment of Claims and no discount charged. W. Gisboeke, Commissioner. AGENT FOR THE THAMES s— JAMES lOPCBAFT, EVESiINa STAR OFFICE, GKAHAMSTOWtf.