Page 4 Advertisements Column 4

Thames Star, Volume VII, Issue 2060, 11 August 1875, Page 4

Business Notices BY HAND . . £5 10s BY FEET. . . £9 10s in struction to purchasers gratis. Needles and all requisites always on sal«. J. GRIGG, AGENT FOR THE THAMES. An extensive and varied assortmeat of Iron Bedsteads, English and AmerioanJ Chairs, &c, fire, &c, J. Gil lOG, MATTEESS MAKER AND UNDERTAKER, THAMES BEDDING FACTORY* POLLEN STREET, NEAE THB EABAEA BEID&E, TjlOY BROTHERS, PHOTOGRAPHERS, POL LEN-S TBEBT, SHOBTLAHD. w. k. McLean, AUCTIONEER, STOCK'AND -&■ STATION AND i GENERAL COMMISSION AGENT, Napieb, Hawkes Bat, Holds WEEKLY SALES of HOUSES and other STOCK at the REPOSITORY In Hastings stbbet. HOESES received on Consignment and turned out in well-grosßed paddocks, or stabled until the day of sale. W. K. McLean, 461 Napier, Hawkes Bay. VTEW ZEALAND. &OVEBNMENT., ~ - .. r -^.< • LIFE INSURANCE. l~The Government Life Insurance Department issues all desirable forms of Policies. • The. Payment of evert/ Policy is guaranteed hy tJie (Jolony. Parti* cipation in Profits is authorised by the Legislature to be given to Policy-holders. 2- Premium rates are lower than those of Private Companies. , 3—No Policy or Medical Fees charged. 4—All Policies are non-forfeit-able after one full annual payment to the full extent of their value, under a special regulation providing for the continuance in force of every Policy for the original amount, until the surrender-value ■of the Policy is ex* hausted in payment of premiums. s—Absolute Security from Loss. —Insurers, after having paid three full annual premiums, are guaranteed a. cash surrender, value of not less than 40, per cent, of the paid-up premiums ; and if for day reason the premiums ore not paid when due, a paidup Policy "will- be issued, generally equal in amount to the premiums paid, and often much in excess. 6—Thirty days of grace are allowed on all Renewal Premiums. 7—Liberal conditions as to travelling and residence. 8 —Policies protected from Bankruptcy- —An Insurance Policy effected by the Insured, hanafide on his own life, is protected from bankruptcy or insolvency laws to a certain amount, which increases with its duration. Thus, after it has endured for two years, it is protected to the extent of £200; After five years, to'£sooj after seven years, to £1000; after ten years, to £2000. ■ This protection applies*only" nY favour of the personal representative of the Insured. 9—Married women may effect Policies, dispose .of the money by will, as if single; and their Policies are protected from the debts of their husbands, according to duration, to amounts similar to those Btated above. 10—Settlement Policies. — Policies effected for the benefit of the wife and children of the Insured are absolutely protected from the claims of creditors to the extent of £2000, provided that the premiums arc payable during life, or any period not legs than seven years. If apportionment is not made at the time, it can be subsequently made by will. 11—Probate, &c, dispensed with —When a claim under a" Policy does not exceed £200, the Commissioner may dispense with the production of Probate or Letters of Administration, thus saving great expense to the representatives of the Inured. 12—Prompt „paymerit"of Claims and no discount charged. W. GISBOBNE, Commissioner* AGKBKT FOE THE THAMESVJAMES HOPCKAMV . EVENING STAB OFFICE, Grahamstowk.