Page 4 Advertisements Column 4

Thames Star, Volume VII, Issue 2059, 10 August 1875, Page 4

Business Notices BY HAND . . £5 10s BY FEET . . . 1-9 10s Instruction to purchasers gratis. Needles and all requisites always on sale. /J. GRIG G, AGENT FOll THE THAMKS. An extensive and varied assortment of Iron Bedsteads, English find Amci-ic{<n] Chairs, &c, ' &c, <fee. ■ J. GBI&G, MATTKESS MAKEK AND UNDEETAKEE, 1 THAMES BEDDING FACTORY- % POLLEN STREET, NKAR THB KABAKA BBIDGE. Tj^OY" BROTH -E US, PHOTOGEAPHEES, POLIB N-S T R E E T, l SHORTLAHD. w. k. McLean, auctioneer, stock and &- station and general commission agent, Napieb, Hawkes Bay, : Holds WEEKLY SALES of BOSSES and > other STOCK at the KEPOSITOKY In HASIISGS SI3IEET. HOUSES received on Consignment and turned out in well-grassed paddocks, or stabled until the day of sale. W. K. McLean, 461 Napier, Hawkcs Bay. Vf EW ZEALAND. GOVEENMENT ' . LIEE. INSURANCE. I—The. Government Life Insurance Department issues all desirable forms of Policies.. The Payment of every Policy is duaranteed ly t7ie Colony. Participation ins Profits is authorised by the Legislature to lie given to Policy-holders. " . 2-Premium rates are lower than those of Private Companies. 3— No Policy or Medical Fees charged. 4—All Policies are non-forfeit-able after one full annual payment to the full extent of their value, under a special regulation providing for the continuance in force of "every Policy for the original amount, until the surrender-value of the Policy is exhausted in payment of premiums. s—Absolute Security from Loss. —Insurers, after having paid three full animal ' premiums, are guaranteed a cash surrender Value of not less than 40 per cent, of the paid-up premiums ; and if for any reason the premiums 3re not paid when due, a paidup Policy will be issued, generally equal in amount to the premiums paid, and often much in excess. 6—Tlhirty days of grace are allowed on all Renewal Premiums. 7—Liberal conditions as to travelling ancf residence; B—policies protected from Bankruptcy- —An Insurance Policy effected by the Insfred, o@nafi.de on his own life, is protected fjrom bankruptcy or insolvency laws to a cerfala amount, which increases with its duratiof. Thus, after ie has endured for two years, if is protected to tho extent of £200; after fiife years, to £S00; after seven years, .t.q^ftOW; after ten Tears > t0 £20°°- Thi« protection applies only in favour of the personal representative of the Insured. 9—Married women may effect Policies, dispose of the money by will, as if single; and .their Policies are protected from the dehi»\*f their husbands, according to duratiori;>to amounts similar to those stated above. - > lO^Settlement Policies. —Policies effected for .the benefit of the wife and childr<n of tho Insured are absolutely protected from the claims of creditors to the extent of £2000, provided that the premiums are payable during life, or any period not less than seven years. If apportionment is not made at the time, it can be subsequently made by will. 11—Probate,.&c., dispensed with —When a claim under a Policy does not exceed £200, the' Commissioner may dispense with the production of Probate or Letters of Administration," thus saving great expense to the representatives of the Insured. 12—Prompt ,payment"of Claims and no discount charged. W. GISBOENB, Commissioner. AGENT FOR THE THAME3i— JAKES HOPCRAFF, EVEHlffa STAB,OFFICE, . Gbahamstotvk. .