Page 4 Advertisements Column 3

Thames Star, Volume VII, Issue 2054, 4 August 1875, Page 4

Business Notices BY HAND . . £5 10s BY FEET. . . £9 10s Instruction to purchasers gratis. Needles and all requisites always en sale. J. GRIwG,' AGKJNT FOR TTIE THAMES. An extensive and varied assortment of Iron Bedsteads, English and'American' Chairs, &C, &J 5., ,itc. j. Gin a g, ■ MATTRESS MAKER AND UNDKHTAKEE, fHAMES BEDBSNG, FACTORYPOLLEN STREET, NEAB THE KABAKA BRIDGE. Tj7 O Y BROTHERS, PHOTOGRAPHERS, POLLEN-STREET, SHOBTLAND. w. k. McLean, AUCTIONEEE, STOCK AND I STATION AND 1 GENERAL COMMISSION AGENT, Napieb, Hawkes Bay, Holds WEEKLY SALES of BOSSES and other STOCK at the . REPOSITORY | In Hastings street. HORSES received on Consignment and l turned out in well-grassed paddocks, or stabled until the day of sale. W. K. McLean, 461 Napier, Hawlccs Fay. j^- E W ZKAL. AIT D . GOVERNMENT i LIFE INSURANCE. I—The Government Life Insurance Department issues all desirable form b of Policies. The Payment of every Policy is guaranteed by the Colony. Pmt-i----cipation in Profits is authorised by the legislature to bo given to Policy-holders. 2-Premium rates arellower t»«n those of Private Companies. 3—No Policy or Medical Pees charged. 1 4—All Policies are non-forfeit-able after one full annual payment to the full exttnt oi their value, undi-r a speci.il regulation providing for the cnntir.uaT.ee in force of. every Policy for the original amount, unl?"l the surreiider-viluc of the Policy-is exhausted in j ayment of premiums. s—Absolute Security from Loss. —Insurers, after having paid, three full annual premium?, are guaranteed a cash surrender value of not Jess than 40 per cent, of the paid up premiums; and if for any ■ reason the premiums ore not paid when due, a paidup Policy wi'l be issued, generally equal in amount to the premiums paid, and often much in excess. 6—Thirty days of grace are allowed on all Renewal Priraiums. 7—Liberal conditions ns to travelling and residence. B—Policies protected from Bankruptcy. —An Insurance Policy pffeotfd by the Insured, oenajide on his own life, is protected from bankruptcy or insolvency laws, to a certain amount, which increases ■with vits duration. Thus, after it has endured for two ycarß, it is protected to tho' extent of £200; after"five years, to £500; after seven years, to £1000; after ten years, to £2000. This protecion rj-pli'ea only 'in favour of tho personal representative of the Insured. 9—Married women may effect Policies, di?po?e of the money by yviJl, 03 if single j and their Policies are protected from the dfbt3 of their husbands, according to duration, to amounts.similar to those stated above. 10—Settlement Policies- — Policies rffrcted lit the benefit of the wife and. children of the Insured aro absolutely protected from the claims of creditors to tho extent of £2000, provided that the premiums are payable during life, or any period not loss than seven years. If apportionment is not rmde at tho time, it can be subsequently made by will. ■ 11—Probate, <fec, dispensed with —When a claim under a Policy does not exceed £200, tho Commissioner may dispense with the production of Probate or Letters of Administration, thus Baving great expense totho representatives of the Insured. 12—Prompt payment of Claims and no discount charged. W. GiSBORNE, Commissioner. AGENT FOE THE THAMES:— JAMES HOPCRAFT, EVEJNIN3 STAR OFFICE, - GEAHAJUSTOW.N. -