Page 4 Advertisements Column 4

Thames Star, Volume VII, Issue 2026, 2 July 1875, Page 4

Fire and Life Insurance T A N D A E D FIRB AND MARINE ENSUUANOB COMPANY OF NEW ZEALAND. THAMES AGENT:— EBWIH BINKIT, ' 1 Grshimsknvn. ,77-to j\J E W ZEALAND. GOYEENMENT LIFE INSURANCE. I—The Government Life Insur-, ance Department issues all desirablo forms of Policies. T7ie Payment of .every Policy is, guaranteed hy tite Colony. Participation in Profits is authorised by the Legialaturo to be giv«n to Policy-holders. 2—Premium rates are lower than those of Private Companies. : 3—No Policy or Medical Fees charged. ' - - • 4—All Policies .'are! non-forfeit-able after one full annual payment to the full extent of their value, under a special regulation providing for the continuance in force of every Policy for the original amount, until the surrender-vilue of the Policy is exhaustad in payment of premiums. • . s—Absolute Security from Loss. —Insurers, after having paid three full annual premiums, are guaranteed a cash surrender value of not less than 40 per cent, of the paid-up premiums; and if for any reason the premiums are not paid when due, a paidup Policy will be issued, generally equal in amount to the premiums paid, and often much in excess. . 6—Thirty days of grace are allowed on all Renewal Premiums. , 7—Liberal conditions as to travelling and residence. B—Policies protected from Bankruptcy- —An Insurance Policy effected by the Insured, Una fide on his own life, is protected from bankruptcy, or insolvency laws to a certain amount, which increases with its duration. Thus, after it has endured for two years, it is protected to the extent of £200} after five years, to £500; after seven years, to £1000; after ten years, to £2000. This protection applies only in favour of the personal representative of the Insured. 9—Married women may effect Polk cies, dispose of the money by will, as if single; and their Policies are protected from the debts of their husbands, according to duration, to amounts similar to those stated above. ' l^Settleinent Policies. —Bolides I (effected for the benefit of the wife and {children of the Insured are absolutely proItected from the claims of creditors to the extent of £2000, provided that the premiums are payable during life, or anyporiod not'lets' than seven years. If apportionment is not made at the time, it can be subsequently made by will. 11—Probate, &c, dispensed with —When a claim under a Policy does not exceed £200, the Commissioner may dispense with tho production of Probate or Letters of Administration, thus saving great expense to the representatives of the Insured. 12—Prompt payment of Claims and no discount charged. W. GISBOENE, Commissioner. AGENT FOE THE THAMES:— JAMES HOPCKAFT, ETIKINQ STAB OFFICE, ; Gbahamstown. WAIKATO EAILWAY. PURCHASE OF SLEEPEKS. fJIHE undersigned is ready to PURCHASE SLEEPERS for the Mercer and Newcastle Railway. Those who are willing to supply them can obtain printed conditions and specification upon application.to District Engineer at thd^Thamesj the Resident and Assistant Engineers in tho Waikato District; or from the Officers Commanding Engineer Volunteer Militia. . - James Stewaet, District Engineer. Auckland, 16th October, 1874. 7?79 "D A L L I N B. ni'JO S. Quinine Wine, The Best! and most Agreeable TONIC yet introduced' for the Belief of Indigestion, General Debility, and Lobs of Appetite. It is invaluable. I' " SotD BY BALLIN BEOTHERS, Campbell Steekt, Geahamstown, and , ; UrrEU Queen Sibeei, Auckland. 591