Page 4 Advertisements Column 6

Thames Star, Volume VII, Issue 2024, 30 June 1875, Page 4

Fire and Life Insurance O T A N DA R D FIBE AND MARINE [NSTJKANCE COMPANY OF NEW ZEALAND, THAMES AGENT :— Edwih Biknbt, Grahamstown. 77-to ■-, VT E W ZEALAND. GOYEBNMENT LIFE INSURANCE. I—The Government Life Insurance !DeX)artnient issues all desirable forms of Policies. The Payment of every Policy is guaranteed by tJie Colony. Pniti: cipation in Profits is authorised by the Legislature to be given to Policy-holders., : „. 2- Premium rates are lower than those of Private Companies. . ■■,«■ 3—No Policy or Medical Pees charged. 4—All Policies are non-forfeit-able after one full annual payment to the full extent of their value, under a special, regulation providing for the continuance in ' force of every Policy for the original amount, until the surrender-value of the Policy is exhausted in payment of premiums. s—Absolute Security from Loss. —Insurers, l after having paid three full annual premiums, are guaranteed a cash surrender value of not less than 40 per cent, of the paid-up premiums jand if for any reason the premiums ore not paid when due, a paid* up Policy/will' be issued, generally equal in amount to the premiums paid, and often much in excess. ' 4^-Thirty days of grace are allowed on all Kenewal Premiums. 7—Liberal conditions as to travelling and residence. . B—Policies protected from Bank-ruptcy-—An Insurance Policy effected by the Insured, hmafide on his own life, is protected from bankruptcy or insolvency laws to a 'certain;, amount, ■which increases ■with its duration.' Thus, after it has endured for two years, it is protected to the extent of £200; after five years, to £500; after seven years, to £1000; after ten years,'to £2000. This protection" applies only in favour of the personal representative of the Insured. 9—Married women may effect Policies, dispose of the money by will, as if single; and their Policies are protected from the debts of their husbands, according to duration, to amounts similar to those stated above. 10—Settlement Policies-—Policies effected for the benefit of the vvrife and children of the Insured are absolutely protected from the claims of creditors to the extent of £2000, provided that the premiums are payable during life, or any period not less than seven years. If apportionment is not made at the time, it can be subsequently made by will, ' 11—Probate, Sec., dispensed with —When a claim under a Policy docs not exceed £200, the Commissioner may. dispense with the production of Probate or Letters of Administration, thus saving great expense to the representatives of the Insured. 12—Prompt payment of Claims and no discount charged. W. GISBOEME, I ... Commissioner. AGENT FOE THE THAMES:— ! JAMES HOFCEAFT,- I ETEWINa STAR OFFICE, Gba.hamst.owst.

WAIKATO RAILWAY. PUECHASE OP: SLEEPERS.--riIHE undersigned is ready to PURCHASE SLEEPEBS for the Mercer and Newcastle Railway. Those who are willing to supply them can obtain printed conditions and speci-fication-upon application to Dictrict Engineer at the Thames; the Resident and Assistant Engineers in the Waikato District; or from the Officers Commanding Engineer Volunteer Militia. James Stewaet, District Engineer. | Auckland, 16th October, 1874. 7779 "DA L L I N B E 0 B. Quinine Wine, The Best and most Agreeable TONIC yet introduced for the Belief of Indigestion, General Debility, and Lobs of Appetite. It is inraluable. . j Sold bt , BALLIN BROTHERS, Campbell Street, Geahamstown, and UrrEß Queen Sxbeex, Awklakp. 691