Page 4 Advertisements Column 5

Thames Star, Volume VII, Issue 1904, 9 February 1875, Page 4

; i: ' '* ■ A' *; . ; ... „-. J- .-.;**; -L • • •■ . • •GOt'BBirMENT ' ■ ' •;•' '■ Lb 1?? INSXJBANCB. l-^^.Governmfnt Life Insufc-; ance Department iwues ail de«»bi« forms of Policies. The Payment of every .Policy is guaranteed by the fioiony. citation in Profiti is authorised by the Ijegi^lature to be giren to Policy»holderfl. ' '' '' ' # '" *, . ' 2-Premium rates are lower t^n those ©f Private Companies.* . . 3-No Policy or MedicafFdet charged. \- '■. J . : i ■ t< .. -, •-\ • , ■ : ■;••: 4—All:Policies are nbn-forfeit-able after one^ full annual payment to the' full extent otnheir value; under a special ' regulation proriding for the continuance' in force of every Policy for the original amount, until the surrender-value of .the' Policy is ex* haueted in payment of premiums. > s—Absolute Security from Loss—'lnsurers, after having paid three,foil annual premiums, are guaranteed % cash.surrender value of not less than 40 p6r dent, of the paid-up premiums ; and if for a»y reason the premiums are not paid when due, a paid* up Policy will be issued, generally «qual*in * amotrat to the premiums paid, and often;. . much in excess. .6—Thirty days *f grace we ailowed on all Benewal Premiumf. *' ■. ?■ 7—Liberal conditions •• to travelling and residence* B—Policies protected from Bankruptcy* —An Insurance Policy effected by the Insured, 009 a fide on his own life, is protected from bankruptcy or insolvency la%B to a certain amount, which increa«es with its duration.. Thus, after it hasendur^fd for two. years, it^fs protected to- the extent of ;^2OP ; after fire yeart, to £500; after aeven y>ars; to £1000 ; after/teft, years, to ,#2OOO. This protection applies 'only in favour of the personal representative of the Insured** 9-^Married women m»y effect Policies, dispose of the money by will, is if single; .aid tbejr Policies are protected from the debts of their husbands, acofrdine to duration, to amounts similar to those grafed abovi:

10—Settlement Policies. —Policies cffiected for- the T>en3«t of the" wife and children of Ith^ Insured are: aT^ofutely pro.■teote* from the 'dnlm» ofvrtditon to the extent of £2000,'proTided that the premiums a» payable during life, or a&y period, np£ lets than seven yeln. If apportionment is not made at the time, it can be subsequently made by will. :.". " ,r, '..;, ' ■*;_,"" > '-, ' • .;.,;.. **%— Probate, &•., dispensed with *_-When/a,"«laim under a Policy~doe»;&0t exceed £2iDO/the.Commießioner/m^^if^ense with the production of Ptobate pr Zjttter? of Jltmiiriitratibp, thus. s*vi»J graat expense -to the representatives or the Insured. 12r-froinpt payment bf Claims 1 and no discount charged. ' '> " , ' .W. GISBOKMi, .: * - ' • Commissioner. AGInI FOR SHE THAMES:..v#AMES HOPOMFT, R'TEHNfI S*PAK OF PI 08, GBAHIkSIOtTK. / , „ *■ • '".".; - ' ' • '. • . . '"