Page 4 Advertisements Column 4

Thames Star, Volume VII, Issue 1901, 5 February 1875, Page 4

VTEW ZEAL AN D.. GOVERNMENT LIFE INSUBANOE. I—The Government Life Insurance Department issues all desirable forms of Policies. The Payment of every Policy is guaranteed by the Colony. Participation in Profits is authorined by the Lcgis* lature to be giyeri to Policy-liolders. 2- Premium.rates are lower than those of Private Companies. 3—No Policy or Medical Fees charged. 4—All Policies are non-forfeit-able after one full annual payment to. the full extent of their value, under a special regulation proriding for the continuance in! force of every. Policy for the original amount, until the surrender-value of the Policy is exhausted in payment of premiums. . s—Absolute Security from Loss. —Insurers, after having paid three full an* nual premiums, are guaranteed a cash surrender value of not. less than 40 per cent, of the paid-up premiums; and if for aay reason the premiums are not paid when due, a paidup Policy will be issued, generally equal in amount to the premiums paid, and often much in excess. 6—Thirty days of grace ar« allowed .) on all Renewal Premiums. . ; 7—Liberal conditions •• to travel* ling and residence* . " t ,. B—Policies protected fromßankruptcy^—An Insurance Policy effected by the Insured, lonafide on His own life, is protected from bankruptcy or; ineblyency laws to a.certain amount, which increases with its duration. Thus, after,it has endured .for two years, it is protected to the extent of £200} after five years, to £500 j after seren years, to £1000; after ten years, to £2000. This protection applies only in favour of the personal representatire of the Insured. . 9—Married women m*y effect Policies, ditpoee of the money by will, as if single; and thfir Policies are protected from the debts of their husbands, according to duration, to amounts similar to those stated abore. 10—Settlement Policies.—bolides effected for the benefit of the wife and children of the Insured are absolutely proteoted from the claims of creditors to the extent of £2000, provided that the premiums are payable during life, or any period not less than seven years. If apportionment is not made at the time, it can be subsequently made by will. 11—Probate, Ac, dispensed with —When a claim under a Policy does not exceed £200, the Commissioner may dispense with the production of Probate or Letters of Administration, thus saviog great expense to the representatives of the Insured. 12—Prompt payment of Claims 1 and no discount charged. W. Gisboekb, t # Commissioner. AGENT FOB" THE THAMES :— JAMES HOPCBAFf, EVE3NIN3 STAR OFFICE, Gbahjimstotvn.