Page 4 Advertisements Column 5

Thames Star, Volume VII, Issue 1900, 4 February 1875, Page 4

I^BW IIA t1 I B.| SOVEBNMKNT LIFE INSURANCE. 1 ■ i I—The Government Life,lnsure, ance Department issues ail desirable forms of Policies. The Payment of every Policy is guaranteed by the Colony. Parti* cipafcion in Profits is authorised by the Ltgia* lature to be given to Policy-holders. - i 2- Premium rates are lower than, those of Private Companies. i 3—No Policy or Medical Fees oharged. 4—All Policies are non-forfeit-able after one full annual payment to the lull extent of their value, under a special regulation - providing for the continuance in. force of every Policy for the original am6unt, until the surrender-value of the Policy is ex* hausted in payment of premiums. 5— Absolute Security from Loss. —Insurers, after having puid three full an? nual premiums, are guaranteed a cash surrender value of not less than 40 per cent. of. the paid-up premiums; and if for a« y reason the premiums are not paid when due, a paidup Policy will be issued, generally equal in amount to the premiums paid, and often much in excess. ' ; * ' ' •• ■ i 6—Thirty days of grace «• •Uowed , on all Benewal Premiums. 1 7^-Liberal conditions •■ to travel. ling' and residence. B—Policies protected from Bankruj)tcy«—An Insurance Polioy effected ,by the Insured, bonajtde on his own life, is protected from bankruptcy or insolvency laws to a certain amount-, which increases with its duration; ' Thus, afrer it has endured for two years,-it is protected to the extent of £200 ; after five years* t« «500j after seven years, to £1000; after ten years, to £2000. Ibis protection applies only in favour of the personal representative of the Insured.. "■'hK'-i • ■ ' 9-Mamed women m»y effect Policies, dispose of the money by will, as if single j and their ; .Policies are protected from the debts of their husbands, according to duration, to amounts similar to those stated above. 10-Settlemeht Policies.— Policies effected for the benefit of the wife and children of the Insured are absolutely protected from the claims of creditors to the extent of £2000, provided that the premiums are payable during life, or any period not less than seven years. If apportionment is not made at the time, it can be subsequently made by will. 11-Probate, <fee., dispensed with —When a claim under a Policy does not exceed £200, the Commissioner moy dispense with the production of Probate or Letters of Administration, thus saving great expense to the representatives of the Insured. 12—Prompt payment of Claims" and no discount charged. W. GiSBO»»E, Commissioner. AGENT FOB THE THAMES:JAMES HOPCBAFT, EVEBIN3 STAR OFFICE, Gbahamstovh.