THE SUN NEWSPAPERS Free Accident Insurance

Sun (Auckland), Volume II, Issue 408, 17 July 1928, Page 3

THE SUN NEWSPAPERS Free Accident Insurance

The sun newspapers, ltd., will . pay, subject as hereunder, to the legal representative of any person above the age of 14 years or under the age of 66 years at the time of the accident who being a subscriber to and has THE SUNhome delivered, and to whom THE SUN shall have been delivered for a period of at least one 'veek immediately prior to and on the day of the accident (if there is any tssue of THE SUN on that day) and >vhose signed notification • has been VmL iVe< * and acknowledged by THE land Newspapers, Limited, Auckaccidents of travel AND LIFTS ' lhe subscriber shall be killed, or dies as the result of injuries received, by accident I®. an y passenger railway train in such person is travelling as a ticket-bearer or fare-paying passenger, Providing that the total sum payable arising out of any one accident as de--11 condition (g) shall not exceed if the subscriber shall be Killed or dies as the result of injunes received by accident to any «-am or steamer or ferry in which bearer^nr°f is tlß . veUin S as a ticketan7. or fare-paying passenger of to motor-bus, taxi-car, private hire Gnduding service and/or touring ai '’ omnibu *. coach, horse cab or Passenger vehicle which is being driven “censed driver and in which the Passenger. a fare-paying IHome Delivery Subscribers being policemen or Rail or Tramway EmPiojees m uniform and Drivers, d ® men « Guards, Inspectors, ConT?oii s and Stewards of Passenger eeri Trains * Captains, Engin- ♦’ ‘l reme n, Deckhands of ferry Prt tS I Taxi * car and Cab drivers and «£i\ ate Hire Car (including service touring car) Omnibus, Cab, an d Passenger Vehicle drivers im ® ° n duty (excluding any driver S Cated at lhe timc of the accishall be deemed fare-paying fa Se u ßers and any person whose are has been paid or is paid by an-

other person shall also be deemed a fare-paying passenger; and the expression “fare” includes any cash remuneration or hire money.) (3) £250 if the subscriber shall be killed or dies as the result of injuries received while entering or alighting from any stationary tram, train, steamer, ferry or vehicle mentioned in clauses (1) (2) or any stationary motor-car. (4) £SOO if the subscriber shall be killed or dies as the result of injuries received while travelling in or .driving a passenger lift or elevator set apart for the use of passengers in a building used for residential or business purposes. Subscribers are not covered under this clause unless injured as the result of an accident happening to any such lift or elevator. ACCIDENTS IN THE STREETS (5) —£loo if the subscriber shall be killed or dies as the result of injuries received while and as a pedestrian in a public thoroughfare colliding or coming in contact with any moving vehicle. (6) £230 if the subscriber shall be killed or dies as the result of injuries received while engaged and acting as a Tram or Bus Conductor or Inspector falling or being struck and thrown from the footboard by a passing vehicle. (Subscribers intoxicated at the time of the accident are not included in of the three preceding clauses.) CYCLING AND MOTOR-CYCLING ACCI DENTS (7) £IOO in case of death of the subscriber if lie or she shall be accidentally killed while riding in a public thoroughfare a bicycle, tricycle or motor-cycle, solely for pleasure but including journeys to and from the subscriber’s usual place of business (not including business journeys) provided that such reader is a duly licensed driver and is not at the time of the accident indulging in a racing contract, speed trial, or track riding. ACCIDENT BY FIRE (S) £250 if the subscriber shall be killed or dies as the result of injuries received by reason of the burning of a building in which such subscriber resides or works. ACCIDENTS OF SPORT (9) £250 if the subscriber shall be killed or dies as the result of injuries received

while such subscriber is engaged or competing as an ama’teur in any game or sport conducted unjler the jurisdiction of and in accordance with the rules or a duly constituted club or governing body. LIFE-SAVING ACCIDENTS (10) —£2so if the subscriber shall be killed or dies as the result of injuries received in endeavouring to save human life TOTAL OR PARTIAL DISABLEMENT (11) £250 in case of an accident as defined in the clauses (1) to (10) above, should such accident not result in death but cause PERMANENT PARTIAL DISABLEMENT through the loss of two limbs or two eyes, or one limb and one eye. (12) £IOO in case of an accident as denned in the clauses (1) to (10) above, should such • accident not result in death but cause PERMANENT TOTAL DISABLEMENT through the loss of one limb or one eye. (13) £5 per week for a period not exceeding two weeks together with medical expenses not exceeding £5 in case of an accident as defined in clauses (1) to (10) above, should such accident not result in death but cause TEMPORARY TOTAL DISABLEMENT provided that in the case of accidents to subscribers while playing football or riding bicycles or motor-cycles not more than one week’s compensation at £5 a week shall be payable. PROVIDED ALWAYS that the above Undertaking and Agreement is subject to the following special conditions which are of the essence of the contract, namely (a) The scope of the Insurance is restricted to accidents happening in New Zealand and to steamers sailing within New Zealand territorial waters. (b) In the case of death, such death must result within 30 days after the accident. (c) That notice of the death and the accident be given within forty (40) days after the accident by the subscriber or representative to THE SUN Newspapers, Ltd., Auckland. (d) IN THE CASE OF PERMANENT TOTAL OR PARTIAL DISABLEMENT that notice of the accident be given by the subscriber as aforesaid within fourteen (14) days of the accident.

(e) IN THE CASE OF TEMPORARY TOTAL DISABLEMENT that notice of the accident be given by the subscriber as aforesaid within seven (7) days of the accident. (f) That Medical Certificates and other necessary information he furnished by the claimant upon request. (g) That the total liability in respect of claims arising out of any one railway accident or disaster which results in the death within thirty (30) days of more than one person shall not exceed the sum of £1,000; in any such event the said sum of one thousand pounds (£1,000) will be paid pro rata. (h) That the total liability in respect of claims arising out of any one accident or disaster other than railway accidents which results in the death within thirty days of more than one person shall not exceed the sum of one thousand pounds (£1,000). In the event of such happening the said sum of one thousand pounds shall be paid pro rata. (i) That no compensation shall be payable for any accident happening while the subscriber is carrying another person or riding upon a luggage or pillioncarrier of a cycle or motor-bicycle. (j) That no compensation shall be payable for any accident sustained while the subscriber is in a state of intoxication or resulting from suicide or attempt thereat, an overdose of drugs, insanity, war, riot, or civil commotion. (k) That in the event of any dispute between the subscriber and THE SUN as to whether such disablement render the holder temporarily or totally unable to follow his or her usual vocation, it is agreed that such dispute shall be referred to the decision of a medical referee to be nominated by THE SUN, whose decision shall be binding upon the parties. (l) That the wife or husband of a Home Delivery Subscriber prdinarily residing with him or her shall be deemed to be a Home Delivery Subscriber for all the purposes of the coupon. (m) THE SUN reserves the right to amend or terminate this offer at fourteen days’ notice, such notice to be published in THE SUN. (n) Conditions previously published are hereby cancelled, and the foregoing conditions shall apply until such time as they are altered or withdrawn under paragraph (m). February 1, 1928.