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Hokitika Guardian, 4 January 1928, Page 2

Tun practice of thrift is suggested today in the Thought for the Times. Just now, at the commencement of a new year, is an opportune occasion for resolving on special resolutions for personal conduct during the year. As the virtues of thrift are manifold its practice must always do good to the thrifty one. Tt is of particular value that ideas of thrift should be inculcated in the young, and in the Auckland district in particular the saving being made by scholars at school is quite one of the features of the education system. ft is indeed a very useful lesson to learn early in life. The practice of early saving supply possibilities lor the future. The savings so created are a special aid to independence, and that, is the foundation of a strong community. i Thrift docs not entail meanness but rather prevents extravagance, and assures the adoption of a general economy whereby savings areelfeeted which in toe end grow into something substantial. The habit is well worth cultivating, and those who practice it have no occasion to regret the I ruga I care and attention devoted to the personal or domestic economy introduced. I here is often the disposition where money comes ill easily to spend it treaty, and

often in a wasteful or vain manner. That is a practice not to be encourag. ed. It is good to learn early about the care of the shillings so that the pounds will take care of themselves. Nowadays there arc opportunities tor saving through savings hanks. The thrifty make their regular visits to such institutions there to deposit their weekly or monthly savings. Temptation to spend money easily at hand is avoided, while the amount so deposited, at once becomes interest earning, and so provides a premium for thrift. The outset of a new year is an opportune time to begin tile practice of saving. These are the days of slumps, and so more occasion for thrift so that with a wise provision betimes, any iintefeard circumstance may he overcome iVmb greater facility. This word of advice is therefore well in good season, and those who are disposed to put the suggestion into practice will find the benefit. of tin' regular habit ol saving as the months go by, and will realise, bow true the statement is that thrift aids independence and gives a self-re-liance. treating a stronger personality.