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Franklin Times, Volume 9, Issue 785, 17 November 1922, Page 6

‘•Can anyone tell me wheat a vineyard is ?” asked the Sunday Scnooi teacher of the boy’s class a week or so aao, No one spoke. A furtehi appealpeal for the desire.l description was more promising : “I can ted you all about a cowyard, sir,” burst from a bubbling- boy of nine—whose daily duties comprised strict to the Dominion goddess “Vacca.”--Set-tler, Many rears ago in a small village there lived a hard-working man who had a piece of land with three cows grazing on it. Being asked.' why he did not procure more cows when he had the feed for them, he replied that he had no money to buy more. His interrogator referred him t o the parish priest, who would be able to negotiate a loan for him. On beingapproached the priest introduced the farmer to a third party, who agreed, to supply the necessary capital tor additional stock, accepting as security. the cows and the word of an honest man. In telling this story at the meeting of the Farmers Un. ion executive at Palmerston North, Mr Ob fi Lynch said that this was the origin of an agricultural! bank.